3739 E Arbor Lakes Dr, Hernando, FL 34442 Property Records

Citrus County property record for 3739 E Arbor Lakes Dr, Hernando, FL 34442 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1995
Square Footage	1,826 sqft Living Area
Lot Size	9,023 sqft (0.207 acres)
Occupancy	Owner Occupied
Last Sale	$145,000 (2009)
Tax Bill	$1,173.00 (2024)

Owner

Source: Citrus County records · APN 19E-18S-14-0140-000C0-0230

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3739 E ARBOR LAKES DR, HERNANDO, FL 34442-5502
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenant/Joint Tenant w/ Right Of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 22, 2009 · Amount on Record
Deed Sale	Jan 22, 2009 · Amount on Record
Prior Sale	Aug 01, 1994 · Amount on Record
Deed Doc Number	20092935
Deed Book / Page	2263 / 2366
Last Transfer Date	Mar 12, 2018
Transfer Doc	0029630718
Record Refreshed	Jun 08, 2026

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CITRUS FL
Recording Date	Mar 19, 2019
Property Address	3739 E ARBOR LAKES DR, HERNANDO, FL 34442-5502
Document Number	0029630718
Book / Page	002963 / 000718
Instrument Date	Mar 12, 2019
Instrument	13702
Transaction Type	Transfer
Record Updated	Apr 01, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Document Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	3739 E ARBOR LAKES DR HERNANDO FL 344425502, HERNANDO, FL 34442-5502

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,260.00 (+7.42%) Homeowner's exemption	$113,419 (-47.45%)	$208,802 (-3.26%) Land $12,680 Building $196,122
2024	$1,173.00 (+3.17%) Homeowner's exemption Additional exemption filed	$215,846 (-1.63%) Land $11,810 Building $204,036	$215,846 (-1.63%) Land $11,810 Building $204,036
2023	$1,137.00 (+7.06%) Homeowner's exemption Additional exemption filed	$219,433 (+13.53%) Land $11,810 Building $207,623	$219,433 (+13.53%) Land $11,810 Building $207,623
2022	$1,062.00 Homeowner's exemption Additional exemption filed	$193,277 Land $11,810 Building $181,467	$193,277 Land $11,810 Building $181,467

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 49% of the US · above 19% of Florida
Wildfire Likelihood	About 1 in 1,408 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`19E-18S-14-0140-000C0-0230`
Alternative APNs	`1418S19E0140000C00230` `2767316`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,826 sqft Living Area
Gross Area	2,508 sqft Gross Area
1st Floor	1,826 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Concrete/Cement Flooring

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Combination Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Hip Roof Construction
Roof Material	Fiberglass Roof
Lot Area	9,023 sqft (0.207 acres)
Depth X Width	107 ft x 117 ft Depth x Width
Parking Spaces	8 Parking Spaces
Garage Type	Attached Garage
Garage Area	462 sqft Garage
Porch	Finished/Screened Porch
Porch Area	292 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	2767316
Street Address	3739 E ARBOR LAKES DR
City	HERNANDO
State	FL
Zip	34442-5502
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ARBOR LAKES UNIT 1 PB 15 PG 75 LOT 23 BLK C
Legal Range	19E
Legal Township	18S
Legal Section	14
Legal Subdivision	ARBOR LAKES - UNIT 1
Legal Block	C
Legal Lot Number	23
Legal Unit	1
Jurisdiction	CITRUS FL
Minor Civil Division	INVERNESS
Census Blockgroup	1
Census Block	1024
Census Tract	450105