3701 E Arbor Lakes Dr, Hernando, FL 34442 Property Records

Citrus County property record for 3701 E Arbor Lakes Dr, Hernando, FL 34442 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2001
Square Footage	1,950 sqft Living Area
Lot Size	7,200 sqft (0.165 acres)
Occupancy	Owner Occupied
Last Sale	$149,000 (2017)
Tax Bill	$1,274.00 (2025)

Owner

Source: Citrus County records · APN 19E-18S-14-0140-000C0-025.0

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3701 E ARBOR LAKES DR, HERNANDO, FL 34442-5502
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 24, 2017 · Amount on Record
Deed Sale	May 24, 2017 · Amount on Record
Prior Sale	Nov 09, 2004
Deed Doc Number	2017024393
Deed Book / Page	2831 / 0130
Record Refreshed	Jun 08, 2026

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	May 24, 2017
Property Address	3701 E ARBOR LAKES DR, HERNANDO, FL 34442-5502
Document Number	0028310130
Book / Page	002831 / 000130
Instrument Date	May 11, 2017
Instrument	24393
Transaction Type	Transfer
Record Updated	Jun 22, 2017
Title Company	NORTH CTRL FL TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,043.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	3701 E ARBOR LAKES DR HERNANDO FL 344425502, HERNANDO, FL 34442-5502

Mortgage

Document Number	28310131
Date	May 24, 2017
Book Page	002831/000131
Instrument	24394

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32232-5085

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 23, 2027

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,274.00 (+7.33%) Homeowner's exemption Additional exemption filed	$225,350 (-3.39%) Land $10,560 Building $214,790	$225,350 (-3.39%) Land $10,560 Building $214,790
2024	$1,187.00 (+3.22%) Homeowner's exemption Additional exemption filed	$233,268 (-0.99%) Land $9,830 Building $223,438	$233,268 (-0.99%) Land $9,830 Building $223,438
2023	$1,150.00 (+7.08%) Homeowner's exemption Additional exemption filed	$235,602 (+13.77%) Land $9,830 Building $225,772	$235,602 (+13.77%) Land $9,830 Building $225,772
2022	$1,074.00 Homeowner's exemption Additional exemption filed	$207,084 Land $9,830 Building $197,254	$207,084 Land $9,830 Building $197,254

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 49% of the US · above 19% of Florida
Wildfire Likelihood	About 1 in 1,408 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`19E-18S-14-0140-000C0-025.0`
Alternative APNs	`1418S19E0140000C00250` `2797690`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,950 sqft Living Area
1st Floor	1,950 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Concrete/Cement Flooring

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2001
Architectural Style	Other Style
Exterior Material	Stucco Exterior
Construction Type	Concrete Blocks Construction
Foundation Type	Footing Foundation
Roof Construction	Hip Roof Construction
Roof Material	Fiberglass Roof
Lot Area	7,200 sqft (0.165 acres)
Depth X Width	100 ft x 72 ft Depth x Width
Parking Spaces	3 Parking Spaces
Garage Area	462 sqft Garage
Porch	Open Porch
Porch Area	294 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	2797690
Old Parcel Number	1418S19E0140000C00250
Street Address	3701 E ARBOR LAKES DR
City	HERNANDO
State	FL
Zip	34442-5502
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ARBOR LAKES UNIT 1 PB 15 PG 75 LOT 25 BLK C
Legal Range	19E
Legal Township	18S
Legal Section	14
Legal Subdivision	ARBOR LAKES - UNIT 1
Legal Block	C
Legal Lot Number	25
Legal Unit	1
Jurisdiction	CITRUS FL
Minor Civil Division	INVERNESS
Census Blockgroup	1
Census Block	1024
Census Tract	450105