3706 E Arbor Lakes Dr, Hernando, FL 34442 Property Records

Citrus County property record for 3706 E Arbor Lakes Dr, Hernando, FL 34442 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2003
Square Footage	1,669 sqft Living Area
Lot Size	7,920 sqft (0.181 acres)
Occupancy	Owner Occupied
Last Sale	$200,000 (2019)
Tax Bill	$3,054.00 (2025)

Owner

Source: Citrus County records · APN 19E-18S-14-0140-000D0-011.0

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3706 E ARBOR LAKES DR, HERNANDO, FL 34442-5505
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 02, 2019 · Amount on Record
Deed Sale	Apr 02, 2019 · Amount on Record
Prior Sale	Jan 15, 2015 · Amount on Record
Deed Doc Number	2019016435
Deed Book / Page	2966 / 1273
Record Refreshed	Jun 08, 2026

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Apr 02, 2019
Property Address	3706 E ARBOR LAKES DR, HERNANDO, FL 34442-5505
Document Number	0029661273
Book / Page	2966 / 1273
Map Reference	MB 15 PG 75-79
Instrument Date	Mar 22, 2019
Instrument	2019016435
Transaction Type	Transfer
Record Updated	Nov 30, 2021
Title Company	FIDELITY TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	220 COLGATE AVE, 220, ELYRIA, OH 44035-7116

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4816 N WEST SHAFER DR LOT 8, 8, MONTICELLO, IN 47960-7554

Mortgage

Document Number	2019016436
Date	Apr 02, 2019
Instrument	2019016436

Lender

Name	SOLIDARITY COMMUNITY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2049

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,054.00 (+1.94%) Homeowner's exemption Additional exemption filed	$234,411 (-2.97%) Land $10,970 Building $223,441	$234,411 (-2.97%) Land $10,970 Building $223,441
2024	$2,996.00 (+2.5%) Homeowner's exemption Additional exemption filed	$241,594 (-0.58%) Land $10,220 Building $231,374	$241,594 (-0.58%) Land $10,220 Building $231,374
2023	$2,923.00 (+6.95%) Homeowner's exemption Additional exemption filed	$243,010 (+10.6%) Land $10,220 Building $232,790	$243,010 (+10.6%) Land $10,220 Building $232,790
2022	$2,733.00 Homeowner's exemption Additional exemption filed	$219,722 Land $10,220 Building $209,502	$219,722 Land $10,220 Building $209,502

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 49% of the US · above 19% of Florida
Wildfire Likelihood	About 1 in 1,408 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`19E-18S-14-0140-000D0-011.0`
Alternative APNs	`1418S19E0140000D00110` `2845660`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,669 sqft Living Area
1st Floor	1,677 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Concrete/Cement Flooring

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2003
Architectural Style	Other Style
Exterior Material	Stucco Exterior
Construction Type	Concrete Blocks Construction
Foundation Type	Footing Foundation
Roof Construction	Hip Roof Construction
Roof Material	Fiberglass Roof
Lot Area	7,920 sqft (0.181 acres)
Depth X Width	110 ft x 72 ft Depth x Width
Parking Spaces	7 Parking Spaces
Garage Area	483 sqft Garage
Pool Area	235 sqft Pool
Porch	Open Porch
Porch Area	268 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	2845660
Old Parcel Number	1418S19E0140000D00110
Street Address	3706 E ARBOR LAKES DR
City	HERNANDO
State	FL
Zip	34442-5505
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ARBOR LAKES UNIT 1 PB 15 PG 75 LOT 11 BLK D
Legal Range	19E
Legal Township	18S
Legal Section	14
Legal Subdivision	ARBOR LAKES - UNIT 1
Legal Block	D
Legal Lot Number	11
Legal Unit	1
Jurisdiction	CITRUS FL
Minor Civil Division	INVERNESS
Census Blockgroup	1
Census Block	1032
Census Tract	450105