Lapeer County property record for 3732 E Lake Dr, Metamora, MI 48455
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,796 sqft · built 2021 |
| Lot Size | 0.79 acres (34,412 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $33,000 (Aug 2019) |
| Tax Bill | $6,189 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Sep 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 015-150-001-00 |
| Primary APN | 015-150-001-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,796 sqft Living Area |
| 1st Floor Area | 1,796 sqft |
| Basement Area | 1,796 sqft |
| Unfinished Basement | 1,796 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Wood Siding |
| Lot Area | 34,412 sqft (0.79 acres) |
| Lot Dimensions | 344 ft deep x 100 ft wide |
| Garage Area | 576 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3732 E LAKE DR |
|---|---|
| City | METAMORA |
| State | MI |
| Zip | 48455-8733 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | T6N R10E LAKE SIDE SUBDIVISION LOTS 1& 2. |
| Legal Subdivision | LAKE SIDE SUBDIVISION |
| Legal Lot Number | 1-2 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | METAMORA |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 341500 |
Source: Lapeer County records, as of September 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 107, METAMORA, MI 48455-0107 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 5, 2026 | Deed of Trust, Mortgage · Line of Credit DART BANK |
| Sep 21, 2023 | Deed of Trust, Mortgage · Line of Credit THE DART BANK |
| Feb 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE DART BANK |
| Aug 6, 2019 | Warranty Deed, Transfer SARGENTS TITLE COMPANY, SARGENT'S TITLE CO LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 6, 2019 · Amount on Record |
| Deed Sale | Aug 6, 2019 · Amount on Record |
| Prior Sale | Aug 6, 2019 · Amount on Record |
| Deed Document Number | 2019303934 |
| Deed Book / Page | 3039 / 34 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Jun 5, 2026 |
| Property Address | 3732 E LAKE DR, METAMORA, MI 48455-8733 |
| Document Number | 0035230870 |
| Book / Page | 3523 / 870 |
| Instrument Date | Jun 3, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3732 E LAKE DR, METAMORA, MI 48455-8733 |
| Document Number | 3523000870, |
|---|---|
| Date | Jun 5, 2026 |
| Book Page | 3523/870 |
| Name | DART BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 28, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 3732 E LAKE DR, METAMORA, MI 48455-8733 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3732 E LAKE DR, METAMORA, MI 48455-8733 |
| Document Number | 0033680908 |
|---|---|
| Date | Sep 21, 2023 |
| Book Page | 3368/908 |
| Name | THE DART BANK |
|---|---|
| Type | Bank |
| Address | LANSING, MI 48912 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 28, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 3732 E LAKE DR, METAMORA, MI 48455-8733 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3918 N MILL RD, DRYDEN, MI 48428-9232 |
| Document Number | 0031710868 |
|---|---|
| Date | Feb 3, 2021 |
| Book Page | 3171/868 |
| Name | THE DART BANK |
|---|---|
| Type | Bank |
| Address | LANSING, MI 48912 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 370 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Aug 6, 2019 |
| Property Address | 3732 E LAKE DR, METAMORA, MI 48455-8733 |
| Document Number | 0030390034 |
| Book / Page | 003039 / 000034 |
| Instrument Date | Aug 1, 2019 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2019 |
| Title Company | SARGENTS TITLE COMPANY, SARGENT'S TITLE CO LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $247.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3918 N MILL RD DRYDEN MI 484289232, DRYDEN, MI 48428-9232 |
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Metamora Township |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $263,600 (+6.16%) | $527,200 (+6.16%) | |
| 2025 | $6,189.00 (+17.66%) Homeowner's exemption | $248,300 (+6.8%) | $496,600 (+6.8%) |
| 2023 | $232,500 | $465,000 | |
| 2022 | $5,260.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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