Lapeer County property record for 3635 E Lake Dr, Metamora, MI 48455
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,688 sqft · built 1997 |
| Lot Size | 2.58 acres (112,385 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,909 (2025) |
| Deeds & Mortgages | Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 015-008-017-20 |
| Primary APN | 015-008-017-20 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,688 sqft Living Area |
| 1st Floor Area | 1,568 sqft |
| Basement Area | 1,568 sqft |
| Unfinished Basement | 1,568 sqft |
| Flooring | Carpet |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 112,385 sqft (2.58 acres) |
| Garage Area | 784 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 3635 E LAKE DR |
|---|---|
| City | METAMORA |
| State | MI |
| Zip | 48455-8914 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | SEC 8, T6N R10E. COM NW 1/4 COR SEC 8; TH S01-40-00W 726.6 FT; TH S88-20-00E 337.26 FT TO POB. TH S8820-00E 207.97 FT; TH |
| Legal Range | 10E |
| Legal Township | 06N |
| Legal Section | 08 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | METAMORA |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 341500 |
3635 E Lake Dr is owned and occupied by two individuals who acquired it in July 1997.
Source: Lapeer County records, as of September 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3635 E LAKE DR, METAMORA, MI 48455-8914 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 7, 1997 |
| Deed Sale | Jul 7, 1997 |
| Prior Sale | Nov 13, 1995 · Amount on File |
| Deed Book / Page | 1027 / 787 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 3635 E LAKE DR, METAMORA, MI 48455-8914 |
| Document Number | 0028830069 |
| Book / Page | 002883 / 000069 |
| Instrument Date | Mar 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3635 E LAKE DR METAMORA MI 484558914, METAMORA, MI 48455-8914 |
| Document Number | 0028830069 |
|---|---|
| Date | Mar 17, 2017 |
| Book Page | 002883/000069 |
| Name | LAKESTONE BK&TR |
|---|---|
| Address | LAPEER, MI 48446 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 16, 2047 |
The 2025 property tax bill for 3635 E Lake Dr was $3,909 with a homeowner's exemption.
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Metamora Township |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $230,200 (+8.58%) | $460,400 (+8.58%) | |
| 2025 | $3,909.00 Homeowner's exemption | $212,000 | $424,000 |
| 2023 | $188,400 | $376,800 | |
| 2022 | $3,397.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3635 E Lake Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3635 E Lake Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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