Lapeer County property record for 3716 E Lake Dr, Metamora, MI 48455
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,441 sqft · built 1966 |
| Lot Size | 0.574 acres (25,003 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $5,200 (Dec 2018) |
| Tax Bill | $3,273 (2025) |
| Deeds & Mortgages | Dec 2021 Line of Credit Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 015-150-005-00 |
| Primary APN | 015-150-005-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,441 sqft Living Area |
| 1st Floor Area | 1,300 sqft |
| Basement Area | 564 sqft |
| Unfinished Basement | 564 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Exterior Material | Wood Siding |
| Lot Area | 25,003 sqft (0.574 acres) |
| Lot Dimensions | 200 ft deep x 125 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 3716 E LAKE DR |
|---|---|
| City | METAMORA |
| State | MI |
| Zip | 48455-8733 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | T6N R10E LAKE SIDE LOTS 5 & 6 AND THE N 1/2 OF LOT 4. |
| Legal Subdivision | LAKE SIDE |
| Legal Lot Number | 4-6 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | METAMORA |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 341500 |
Source: Lapeer County records, as of September 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3716 E LAKE DR, METAMORA, MI 48455-8733 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 21, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Mar 31, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA |
| Dec 13, 2018 | Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Oct 10, 2018 | Warranty Deed, Transfer MORTGAGE 1 AT SUBURBAN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 13, 2018 · Amount on Record |
| Deed Sale | Dec 13, 2018 · Amount on Record |
| Prior Sale | Oct 10, 2018 · Amount on Record |
| Deed Document Number | 20183370 |
| Deed Book / Page | 3000 / 330 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 3716 E LAKE DR, METAMORA, MI 48455-8733 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 3761 E LAKE DR, METAMORA, MI 48455-8733 |
| Document Number | 0032610638 |
|---|---|
| Date | Dec 21, 2021 |
| Book Page | 3261/638 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 5, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 3716 E LAKE DR, METAMORA, MI 48455-8733 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 3716 E LAKE DR, METAMORA, MI 48455-8733 |
| Document Number | 0031870579 |
|---|---|
| Date | Mar 31, 2021 |
| Book Page | 3187/579 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Dec 13, 2018 |
| Property Address | 3716 E LAKE DR, METAMORA, MI 48455-8733 |
| Document Number | 0030000330 |
| Book / Page | 003000 / 000330 |
| Instrument Date | Oct 22, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Tax | $39.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3716 E LAKE DR METAMORA MI 484558733, METAMORA, MI 48455-8733 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Oct 10, 2018 |
| Property Address | 3716 E LAKE DR, METAMORA, MI 48455-8733 |
| Document Number | 0029890232 |
| Book / Page | 002989 / 000232 |
| Instrument Date | Oct 2, 2018 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2018 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,451.25 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3716 E LAKE DR METAMORA MI 484558733, METAMORA, MI 48455-8733 |
| Document Number | 29890234 |
|---|---|
| Date | Oct 10, 2018 |
| Book Page | 002989/000234 |
| Name | MORTGAGE 1 AT SUBURBAN |
|---|---|
| Type | Mortgage Company |
| Address | STERLING HEIGHTS, MI 48314 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 9, 2048 |
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Metamora Township |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $152,500 (+6.2%) | $305,000 (+6.2%) | |
| 2025 | $3,273.00 (+20.24%) Homeowner's exemption | $143,600 (+15.34%) | $287,200 (+15.34%) |
| 2023 | $124,500 | $249,000 | |
| 2022 | $2,722.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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