3731 Saltmarsh Loop, Sanford, FL 32773 Property Records

Seminole County property record for 3731 Saltmarsh Loop, Sanford, FL 32773

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 2018
Owner	Trust Name on Record
Last Sale	$222,700 (Sep 2018)
Tax Bill	$3,381 (2025)
Deeds & Mortgages	Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-20-31-502-0000-1350`

Property Details

APN / Parcel Number

Primary APN	`17-20-31-502-0000-1350`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	174 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3731 SALTMARSH LOOP
City	SANFORD
State	FL
Zip	32773-7093
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 135 WYNDHAM PRESERVE PB 81 PGS 93-102
Legal Range	31
Legal Township	20
Legal Section	17
Legal Subdivision	WYNDHAM PRESERVE
Legal Tract	502
Legal Lot Number	135
Jurisdiction	SEMINOLE FL
Township / Civil Division	SANFORD
Census Block Group	1
Census Block	1100
Census Tract	21000

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Co-owner	Co-owner on Record
Mailing Address	3731 SALTMARSH LOOP, SANFORD, FL 32773-7093
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2018 · Amount on Record
Deed Sale	Sep 25, 2018 · Amount on Record
Deed Document Number	2018109869
Deed Book / Page	09218 / 0431
Record Updated	Jun 8, 2026

September 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Sep 25, 2018
Property Address	3731 SALTMARSH LOOP, SANFORD, FL 32773-7093
Document Number	0092180431
Book / Page	09218 / 0431
Map Reference	MB81 PG93
Instrument Date	Sep 13, 2018
Instrument	2018109869
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	PSH TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,558.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5200 VINELAND RD STE 200, 5200, ORLANDO, FL 32811-7674

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	3731 SALTMARSH LOOP, SANFORD, FL 32773-7093

Mortgage

Document Number	2018109870
Date	Sep 25, 2018
Instrument	2018109870

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Municipality	Sanford City
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,381.00 (+13.15%) Homeowner's exemption	$223,315 (+5.99%)	$312,684 (-3.62%) Land $88,000 Building $224,684
2023	$2,988.00 (+3.18%) Homeowner's exemption	$210,700 (+3%)	$324,418 (+17.82%) Land $88,000 Building $236,418
2022	$2,896.00 Homeowner's exemption	$204,563	$275,346 Land $72,000 Building $203,346

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 52 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	52 in force
Nearby Flood Claims	18 (2008–2024)
Claims Outside the SFHA	6 of 18
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Tropical Storm Fay, Aug 2008 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 52% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANFORD, CITY OF (2 WPS) serves 79,715 people · EPA ID FL3590205
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000