Seminole County property record for 3722 Saltmarsh Loop, Sanford, FL 32773
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 1,997 sqft · built 2018 |
| Lot Size | 0.165 acres (7,177 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,972 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Feb 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-20-31-502-0000-0030 |
| Primary APN | 17-20-31-502-0000-0030 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,997 sqft Living Area |
| Gross Area | 2,434 sqft |
| 1st Floor Area | 922 sqft |
| Upper Floors Area | 1,075 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,177 sqft (0.165 acres) |
| Garage Type | Attached |
| Garage Area | 437 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 146 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3722 SALTMARSH LOOP |
|---|---|
| City | SANFORD |
| State | FL |
| Zip | 32773-7092 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 WYNDHAM PRESERVE PB 81 PGS 93-102 |
| Legal Subdivision | WYNDHAM PRESERVE |
| Legal Lot Number | 3 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | SANFORD |
| Census Block Group | 1 |
| Census Block | 1099 |
| Census Tract | 21000 |
Source: Seminole County records · APN 17-20-31-502-0000-0030
Assessment roll updated December 29, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3722 SALTMARSH LOOP, SANFORD, FL 32773-7092 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 20, 2020 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Feb 18, 2022 | Intrafamily Transfer, Transfer · FHA Mortgage HOME MORTGAGE ALLIANCE CORP |
| Sep 05, 2019 | Intrafamily Transfer, Transfer · FHA Mortgage HOME MORTGAGE ALLIANCE CORP |
| Oct 12, 2018 | Special Warranty Deed, Transfer · FHA Mortgage FBC MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 18, 2022 |
| Deed Sale | Feb 18, 2022 |
| Prior Sale | Sep 29, 2020 · Amount on Record |
| Deed Document Number | 202220927 |
| Deed Book / Page | 10173 / 499 |
| Prior Transfer Date | Feb 14, 2022 |
| Prior Transfer Doc | 0101730499 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 3722 SALTMARSH LOOP, SANFORD, FL 32773-7092 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3722 SALTMARSH LOOP, SANFORD, FL 32773-7092 |
| Document Number | 0097371558 |
|---|---|
| Date | Oct 20, 2020 |
| Book Page | 9737/1558 |
| Instrument | 2020118770 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 347 Months |
| Due | Sep 01, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Feb 18, 2022 |
| Property Address | 3722 SALTMARSH LOOP, SANFORD, FL 32773-7092 |
| Document Number | 0101730499 |
| Book / Page | 10173 / 499 |
| Map Reference | MB 81 PG 93 |
| Instrument Date | Jan 14, 2022 |
| Instrument | 2022020927 |
| Transaction Type | Transfer |
| Record Updated | Mar 08, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3722 SALTMARSH LOOP, SANFORD, FL 32773-7092 |
| Document Number | 0010173503 |
|---|---|
| Date | Feb 18, 2022 |
| Instrument | 10173/503 |
| Name | HOME MORTGAGE ALLIANCE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Sep 05, 2019 |
| Property Address | 3722 SALTMARSH LOOP, SANFORD, FL 32773-7092 |
| Document Number | 0094271566 |
| Book / Page | 09427 / 1566 |
| Map Reference | MB 81 PG 93 |
| Instrument Date | Aug 13, 2019 |
| Instrument | 2019094977 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3722 SALTMARSH LOOP, SANFORD, FL 32773-7092 |
| Document Number | 0094271569 |
|---|---|
| Date | Sep 05, 2019 |
| Instrument | 09427/1569 |
| Name | HOME MORTGAGE ALLIANCE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2049 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Oct 12, 2018 |
| Property Address | 3722 SALTMARSH LOOP, SANFORD, FL 32773-7092 |
| Document Number | 0092291603 |
| Book / Page | 09229 / 1603 |
| Map Reference | MB81 PG93 |
| Instrument Date | Sep 27, 2018 |
| Instrument | 2018117292 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2021 |
| Title Company | PSH TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,805.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5200 VINELAND RD STE 200, 5200, ORLANDO, FL 32811-7674 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3722 SALTMARSH LOOP, SANFORD, FL 32773-7092 |
| Document Number | 2018117293 |
|---|---|
| Date | Oct 12, 2018 |
| Instrument | 2018117293 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2048 |
Source: Seminole County records · Assessment roll updated December 29, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Municipality | Sanford City |
| Unified School District | Seminole County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,972.00 (+9.06%) Homeowner's exemption | $262,380 (+5.99%) | $380,468 (+1.37%) Land $88,000 Building $292,468 |
| 2023 | $3,642.00 (+3.03%) Homeowner's exemption | $247,558 (+3%) | $375,330 (+5.31%) Land $88,000 Building $287,330 |
| 2022 | $3,535.00 Homeowner's exemption | $240,348 | $356,413 Land $72,000 Building $284,413 |
Source: FEMA National Flood Hazard Layer as of November 27, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 52 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 18 (2008–2024) |
| Claims Outside the SFHA | 6 of 18 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
| Wildfire Risk | High above 70% of the US · above 52% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
Based on FCC filings for 192 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SANFORD, CITY OF (2 WPS) serves 79,715 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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