3740 Saltmarsh Loop, Sanford, FL 32773 Property Records

Seminole County property record for 3740 Saltmarsh Loop, Sanford, FL 32773

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,211 sqft · built 2018
Lot Size0.165 acres (7,179 sqft)
OwnerIndividual Name on File
Tax Bill$3,010 (2025)
Deeds & MortgagesApr 2022 Mortgage
Nov 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN17-20-31-502-0000-0060

Property Details

APN / Parcel Number

Primary APN17-20-31-502-0000-0060
Alternative APN
  • 20311750200000060

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,211 sqft Living Area
Gross Area1,631 sqft
1st Floor Area1,211 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,179 sqft (0.165 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area76 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3740 SALTMARSH LOOP
CitySANFORD
StateFL
Zip32773-7092
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 6 WYNDHAM PRESERVE PB 81 PGS 93-102
Legal SubdivisionWYNDHAM PRESERVE
Legal Lot Number6
JurisdictionSEMINOLE FL
Township / Civil DivisionSANFORD
Census Block Group1
Census Block1099
Census Tract21000

Owner

Source: Seminole County records · APN 17-20-31-502-0000-0060

Assessment roll updated December 29, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3740 SALTMARSH LOOP, SANFORD, FL 32773-7092
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 19, 2022Intrafamily Transfer, Transfer · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Nov 20, 2019Deed of Trust, Mortgage · FHA Mortgage
FBC MORTGAGE LLC
May 09, 2018Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage
FBC MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 19, 2022
Deed SaleApr 19, 2022
Prior SaleMay 09, 2018 · Amount on Record
Deed Document Number202246394
Deed Book / Page10219 / 1441
Prior Transfer DateApr 11, 2022
Prior Transfer Doc0102191441
Record UpdatedSep 20, 2026

April 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSEMINOLE FL
Recording DateApr 19, 2022
Property Address3740 SALTMARSH LOOP, SANFORD, FL 32773-7092
Document Number0102191441
Book / Page10219 / 1441
Map ReferenceMB 81 PG 93-102
Instrument DateApr 11, 2022
Instrument2022046394
Transaction TypeTransfer
Record UpdatedApr 29, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3740 SALTMARSH LOOP, SANFORD, FL 32773-7092

Mortgage

Document Number0102191446
DateApr 19, 2022
Instrument10219/1446
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address3740 SALTMARSH LOOP, SANFORD, FL 32773-7092
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0094821378
DateNov 20, 2019
Book Page09482/1378
Instrument2019126673
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
AddressORLANDO, FL 32801
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2049

May 2018: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionSEMINOLE FL
Recording DateMay 09, 2018
Property Address3740 SALTMARSH LOOP, SANFORD, FL 32773-7092
Document Number0091280774
Book / Page09128 / 0774
Map ReferenceMB81 PG93-102
Instrument DateApr 26, 2018
Instrument2018051938
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 22, 2021
Title CompanyFIDELITY NATIONAL TITLE OF F

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,444.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1405 OLD ALABAMA RD STE 200, 1405, ROSWELL, GA 30076-2168

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3740 SALTMARSH LOOP, SANFORD, FL 32773-7092

Mortgage

Document Number2018051940
DateMay 09, 2018
Instrument2018051940
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2048

Tax Assessment & Valuation

Source: Seminole County records · Assessment roll updated December 29, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
MunicipalitySanford City
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,010.00 (+9.3%) Homeowner's exemption$209,361 (+5.99%)$291,514 (-3.51%) Land $88,000 Building $203,514
2023$2,754.00 (+3.22%) Homeowner's exemption$197,535 (+3%)$302,122 (+19.3%) Land $88,000 Building $214,122
2022$2,668.00 Homeowner's exemption$191,782$253,253 Land $72,000 Building $181,253

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Seminole County (12117C), as of November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121170210001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 52 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies52 in force
Nearby Flood Claims18 (2008–2024)
Claims Outside the SFHA6 of 18
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Sep 2022 · 3 claims
  • Tropical Storm Fay, Aug 2008 · 9 claims

Wildfire

Wildfire RiskHigh
above 70% of the US · above 52% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000

Based on FCC filings for 192 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL3590205, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSANFORD, CITY OF (2 WPS)
serves 79,715 people
Water SourceGroundwater
Last State InspectionMay 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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