Osceola County property record for 3729 Brambly Ave, Saint Cloud, FL 34772
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,972 sqft · built 2015 |
| Lot Size | 0.212 acres (9,261 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $212,400 (Oct 2015) |
| Tax Bill | $3,337 (2025) |
| Deeds & Mortgages | Mar 2020 Line of Credit Feb 2020 Loan Modification + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 156067 |
| Primary APN | 156067 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,972 sqft Heated Area |
| Gross Area | 2,400 sqft |
| 1st Floor Area | 1,972 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,261 sqft (0.212 acres) |
| Garage Type | Finished |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 28 sqft |
| Patio Area | 240 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 156067 |
|---|---|
| Street Address | 3729 BRAMBLY AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8279 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BRIARWOOD ESTATES PB 19 PG 188 LOT 101 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 35 |
| Legal Subdivision | BRIARWOOD ESTATES |
| Legal Tract | 70 |
| Legal Block | 1 |
| Legal Lot Number | 101 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 43207 |
Source: Osceola County records · APN 156067
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3729 BRAMBLY AVE, SAINT CLOUD, FL 34772-8279 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 25, 2020 | Deed of Trust, Mortgage · Line of Credit ADDITION FIN'L CU |
| Feb 21, 2020 | Loan Modification, Mortgage · Line of Credit IBERIABANK |
| Feb 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ADDITION FIN'L CU |
| Mar 29, 2018 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Mar 29, 2018 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 29, 2015 · Amount on Record |
| Deed Sale | Oct 29, 2015 · Amount on Record |
| Deed Document Number | 0048692441 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3729 BRAMBLY AVE, SAINT CLOUD, FL 34772-8279 |
| Document Number | 0057042680 |
| Instrument Date | Mar 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2020 |
| Title Company | MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SVCS INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3729 BRAMBLY AVE ST CLOUD FL 347728279, ST CLOUD, FL 34772-8279 |
| Document Number | 0057042680 |
|---|---|
| Date | Apr 07, 2020 |
| Book Page | 005704/002680 |
| Instrument | 47904 |
| Name | ADDITION FIN'L CU |
|---|---|
| Address | LAKE MARY, FL 32746 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 420 Months |
| Due | Apr 06, 2055 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3729 BRAMBLY AVE, SAINT CLOUD, FL 34772-8279 |
| Document Number | 0056891236 |
| Instrument Date | Feb 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 3815 N HIGHWAY 1 COCOA FL 329265931, COCOA, FL 32926-5931 |
| Document Number | 0056891236 |
|---|---|
| Date | Mar 10, 2020 |
| Book Page | 005689/001236 |
| Instrument | 34701 |
| Name | IBERIABANK |
|---|---|
| Type | Bank |
| Address | 918 S ORANGE AVE, ORLANDO, FL 32806-1213 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Mar 09, 2023 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3729 BRAMBLY AVE, SAINT CLOUD, FL 34772-8279 |
| Document Number | 0056761344 |
| Instrument Date | Feb 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2020 |
| Title Company | MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SVCS INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3729 BRAMBLY AVE ST CLOUD FL 347728279, ST CLOUD, FL 34772-8279 |
| Document Number | 0056761344 |
|---|---|
| Date | Feb 18, 2020 |
| Book Page | 005676/001344 |
| Instrument | 24266 |
| Name | ADDITION FIN'L CU |
|---|---|
| Address | LAKE MARY, FL 32746 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 17, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3729 BRAMBLY AVE, SAINT CLOUD, FL 34772-8279 |
| Document Number | 0053350222 |
| Instrument Date | Mar 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2018 |
| Title Company | CORELOGIC-SOLUTIONS EXPRESS |
| Name | Verified Name |
|---|---|
| Address | 3729 BRAMBLY AVE ST CLOUD FL 347728279, ST CLOUD, FL 34772-8279 |
| Document Number | 0053350222 |
|---|---|
| Date | May 16, 2018 |
| Book Page | 005335/000222 |
| Instrument | 77514 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | May 15, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3729 BRAMBLY AVE, SAINT CLOUD, FL 34772-8279 |
| Document Number | 0053162336 |
| Instrument Date | Mar 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2018 |
| Title Company | CORELOGIC-SOLUTIONS EXPRESS |
| Name | Verified Name |
|---|---|
| Address | 3729 BRAMBLY AVE ST CLOUD FL 347728279, ST CLOUD, FL 34772-8279 |
| Document Number | 0053162336 |
|---|---|
| Date | Apr 13, 2018 |
| Book Page | 005316/002336 |
| Instrument | 58769 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Apr 12, 2045 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,337.00 (+6.34%) Homeowner's exemption | $229,355 (+5.99%) | $321,700 (-10.91%) Land $73,500 Building $248,200 |
| 2023 | $3,138.00 (+3.67%) Homeowner's exemption | $216,400 (+3%) | $361,100 (+15.81%) Land $63,000 Building $298,100 |
| 2022 | $3,027.00 Homeowner's exemption | $210,098 | $311,800 Land $57,800 Building $254,000 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 66 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 66 in force |
| Nearby Flood Claims | 2 (2017–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Wildfire Risk | Moderate above 51% of the US · lower than 78% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Lumen Technologies, Xfinity.
Based on FCC filings for 194 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures