3727 Brambly Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3727 Brambly Ave, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,820 sqft · built 2015
Lot Size	0.179 acres (7,802 sqft)
Owner	Individual Name on Record
Tax Bill	$3,133 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`156066`

Property Details

APN / Parcel Number

Primary APN	`156066`
Alternative APN	`352630007000011000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,820 sqft Heated Area
Gross Area	2,300 sqft
1st Floor Area	1,820 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,802 sqft (0.179 acres)
Garage Type	Finished
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	40 sqft
Patio Area	250 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	156066
Street Address	3727 BRAMBLY AVE
City	SAINT CLOUD
State	FL
Zip	34772-8279
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRIARWOOD ESTATES PB 19 PG 188 LOT 100
Legal Range	30E
Legal Township	26S
Legal Section	35
Legal Subdivision	BRIARWOOD ESTATES
Legal Tract	70
Legal Block	1
Legal Lot Number	100
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2031
Census Tract	43207

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3727 BRAMBLY AVE, SAINT CLOUD, FL 34772-8279
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Dec 22, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Feb 21, 2020	Loan Modification, Mortgage · Line of Credit IBERIABANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2016
Deed Sale	Jul 28, 2016
Deed Document Number	2016048137
Deed Book / Page	4937 / 2432
Prior Transfer Date	Apr 4, 2016
Prior Transfer Doc	2016048137
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Recording Date	Jul 15, 2026
Property Address	3727 BRAMBLY AVE, SAINT CLOUD, FL 34772-8279
Document Number	0000092840
Book / Page	7004 / 1622
Instrument Date	Jun 22, 2026
Instrument	202692840
Transaction Type	Mortgage
Record Updated	Jul 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3727 BRAMBLY AVE, SAINT CLOUD, FL 34772-8279

Mortgage

Document Number	0000092840,
Date	Jul 15, 2026
Book Page	7004/1622
Instrument	202692840

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	305 Months
Due	Dec 1, 2051

Interest

Rate	6.51%
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3727 BRAMBLY AVE, SAINT CLOUD, FL 34772-8279
Transaction Type	Mortgage
Record Updated	Jan 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3727 BRAMBLY AVE, SAINT CLOUD, FL 34772-8279

Mortgage

Document Number	0061141308
Date	Dec 22, 2021
Book Page	6114/1308
Instrument	2021198119

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Property Address	3727 BRAMBLY AVE, SAINT CLOUD, FL 34772-8279
Document Number	0056891236
Instrument Date	Feb 21, 2020
Transaction Type	Mortgage
Record Updated	May 22, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	3815 N HIGHWAY 1 COCOA FL 329265931, COCOA, FL 32926-5931

Mortgage

Document Number	0056891236
Date	Mar 10, 2020
Book Page	005689/001236
Instrument	34701

Lender

Name	IBERIABANK
Type	Bank
Address	918 S ORANGE AVE, ORLANDO, FL 32806-1213

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Mar 9, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,133.00 (+6.42%) Homeowner's exemption	$217,949 (+5.99%)	$304,100 (-10.95%) Land $70,000 Building $234,100
2023	$2,944.00 (+5.22%) Homeowner's exemption	$205,638 (+4.16%)	$341,500 (+16.99%) Land $60,000 Building $281,500
2022	$2,798.00 Homeowner's exemption	$197,419	$291,900 Land $55,000 Building $236,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 66 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	66 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Xfinity.

Nearby Properties on Brambly Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures