3725 Brambly Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3725 Brambly Ave, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,493 sqft · built 2015
Lot Size	0.179 acres (7,802 sqft)
Owner	Individual Name on File
Last Sale	$203,700 (May 2016)
Tax Bill	$2,744 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Feb 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`156065`

Property Details

APN / Parcel Number

Primary APN	`156065`
Alternative APN	`352630007000010990`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,493 sqft Heated Area
Gross Area	1,950 sqft
1st Floor Area	1,493 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,802 sqft (0.179 acres)
Garage Type	Finished
Garage Area	427 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	30 sqft
Patio Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	156065
Street Address	3725 BRAMBLY AVE
City	SAINT CLOUD
State	FL
Zip	34772-8279
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRIARWOOD ESTATES PB 19 PG 188 LOT 99
Legal Range	30E
Legal Township	26S
Legal Section	35
Legal Subdivision	BRIARWOOD ESTATES
Legal Tract	70
Legal Block	1
Legal Lot Number	99
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2031
Census Tract	43207

Owner

Source: Osceola County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3725 BRAMBLY AVE, SAINT CLOUD, FL 34772-8279
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 21, 2020	Loan Modification, Mortgage · Line of Credit IBERIABANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 17, 2016 · Amount on Record
Deed Sale	May 17, 2016 · Amount on Record
Deed Document Number	2016073873
Deed Book / Page	4960 / 2653
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3725 BRAMBLY AVE, SAINT CLOUD, FL 34772-8279
Transaction Type	Mortgage
Record Updated	Jan 31, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0061292628
Date	Jan 14, 2022
Book Page	6129/2628
Instrument	2022008118

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Property Address	3725 BRAMBLY AVE, SAINT CLOUD, FL 34772-8279
Document Number	0056891236
Instrument Date	Feb 21, 2020
Transaction Type	Mortgage
Record Updated	May 22, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	3815 N HIGHWAY 1 COCOA FL 329265931, COCOA, FL 32926-5931

Mortgage

Document Number	0056891236
Date	Mar 10, 2020
Book Page	005689/001236
Instrument	34701

Lender

Name	IBERIABANK
Type	Bank
Address	918 S ORANGE AVE, ORLANDO, FL 32806-1213

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Mar 9, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,744.00 (+6.56%) Homeowner's exemption	$196,220 (+5.99%)	$275,500 (-10.38%) Land $70,000 Building $205,500
2023	$2,575.00 (+3.83%) Homeowner's exemption	$185,136 (+3%)	$307,400 (+16.04%) Land $60,000 Building $247,400
2022	$2,480.00 Homeowner's exemption	$179,744	$264,900 Land $55,000 Building $209,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 66 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	66 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Lumen Technologies, Xfinity.

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