St. Johns County property record for 3728 Harbor Dr, Saint Augustine, FL 32084 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2004 |
| Square Footage | 3,200 sqft Living Area |
| Lot Size | 16,988 sqft (0.39 acres) |
| Garage | Attached, 506 sqft |
| Last Sale | $750,000 (2018) |
| Tax Bill | $13,421.00 (2025) |
| Primary APN | 149190-2080 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Building Area | 3,200 sqft Living Area |
| Gross Area | 3,706 sqft Gross Area |
| 1st Floor | 1,817 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Concrete Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Tile Roof |
| Lot Area | 16,988 sqft (0.39 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 506 sqft Garage |
| Deck Area | 36 sqft Deck |
| Patio Area | 214 sqft Patio |
| Porch Area | 36 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 3728 HARBOR DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-7743 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 22/13-16 CAMACHEE ISLAND HARBOR LOT 8 OR4529/1963 |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 05 |
| Legal Subdivision | CAMACHEE ISLAND HARBOR LOTS |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 1 |
| Census Block | 1008 |
| Census Tract | 20200 |
Source: St. Johns County records · APN 149190-2080
Assessment roll updated April 13, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 533, STONE HARBOR, NJ 08247-0533 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 20, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Apr 11, 2018 | Warranty Deed, Transfer · Conventional Mortgage STEARNS LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 11, 2018 · Amount on Record |
| Deed Sale | Apr 11, 2018 · Amount on Record |
| Prior Sale | Jun 06, 2013 · Amount on Record |
| Deed Doc Number | 201824251 |
| Deed Book / Page | 4529 / 1963 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 3728 HARBOR DR, SAINT AUGUSTINE, FL 32084-7743 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1 SEAGROVE AVE, CAPE MAY CH, NJ 08210-1438 |
| Document Number | 0058441442 |
|---|---|
| Date | Oct 20, 2023 |
| Book Page | 5844/1442 |
| Instrument | 2023083026 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Oct 12, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 11, 2018 |
| Property Address | 3728 HARBOR DR, SAINT AUGUSTINE, FL 32084-7743 |
| Document Number | 0045291963 |
| Book / Page | 004529 / 001963 |
| Instrument Date | Apr 06, 2018 |
| Instrument | 24251 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,250.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3728 HARBOR DR ST AUGUSTINE FL 320847743, ST AUGUSTINE, FL 32084-7743 |
| Document Number | 45291965 |
|---|---|
| Date | Apr 11, 2018 |
| Book Page | 004529/001965 |
| Instrument | 24252 |
| Name | STEARNS LNDG |
|---|---|
| Address | SANTA ANA, CA 92707-8788 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 10, 2048 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,035,828 (+4.38%) Land $450,000 Building $585,828 | $1,035,828 (+4.38%) Land $450,000 Building $585,828 | |
| 2025 | $13,421.00 (+13.87%) | $992,359 (+1.61%) | $992,359 (+1.61%) Land $390,000 Building $602,359 |
| 2024 | $11,786.00 (+6.43%) | $976,669 (+5.06%) | $976,669 (+5.06%) Land $390,000 Building $586,669 |
| 2023 | $11,074.00 (+8.74%) | $929,653 (+9.26%) | $929,653 (+9.26%) Land $336,000 Building $593,653 |
| 2022 | $10,184.00 | $850,827 | $850,827 Land $336,000 Building $514,827 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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