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3705 Harbor Dr, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 3705 Harbor Dr, Saint Augustine, FL 32084 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 2008
Square Footage3,757 sqft Living Area
Lot Size6,098 sqft (0.14 acres)
OccupancyOwner Occupied
Last Sale$910,000 (2018)
Tax Bill$11,287.00 (2025)

Property Details

APN / Parcel Number

Primary APN149190-2170

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures16 Plumbing Fixtures
Building Area3,757 sqft Living Area
Gross Area4,525 sqft Gross Area
1st Floor1,872 sqft 1st Floor
Stories2 Stories
Primary FlooringCeramic Tile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2008
Exterior MaterialConcrete Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialTile Roof
Lot Area6,098 sqft (0.14 acres)
Parking Spaces3 Parking Spaces
Garage TypeAttached Garage
Garage Area768 sqft Garage
Patio Area174 sqft Patio
Porch Area674 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address3705 HARBOR DR
CitySAINT AUGUSTINE
StateFL
Zip32084-7742
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description22/13-16 CAMACHEE ISLAND HARBOR LOT 17 OR4646/144 &5632/1258
Legal Range30E
Legal Township07S
Legal Section05
Legal SubdivisionCAMACHEE ISLAND HARBOR LOTS
Legal Block1
Legal Lot Number17
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup1
Census Block1008
Census Tract20200

Owner

Source: St. Johns County records · APN 149190-2170

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address3705 HARBOR DR, SAINT AUGUSTINE, FL 32084-7742
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingTrustor/Debtor (Borrower in Default/Foreclosure On Trustee's Deed)

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2022Deed of Trust, Mortgage · Line of Credit
AMERIS BANK
Sep 12, 2022Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Nov 05, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST CITIZENS BANK & TRUST CO
Nov 28, 2018Warranty Deed, Transfer · Conventional Mortgage
FIDELITY BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 28, 2018 · Amount on Record
Deed SaleNov 28, 2018 · Amount on Record
Prior SaleJul 31, 2001 · Amount on Record
Deed Doc Number201884832
Deed Book / Page4646 / 144
Last Transfer DateAug 31, 2022
Transfer Doc0056321258
Record RefreshedJun 08, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address3705 HARBOR DR, SAINT AUGUSTINE, FL 32084-7742
Transaction TypeMortgage
Record UpdatedFeb 12, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address3705 HARBOR DR, ST AUGUSTINE, FL 32084-7742

Mortgage

Document Number0056141078
DateAug 11, 2022
Book Page5614/1078
Instrument2022077617
Lender
NameAMERIS BANK
TypeBank
AddressFLEMING ISLAND, FL 32003
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueAug 03, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST JOHNS FL
Recording DateSep 12, 2022
Property Address3705 HARBOR DR, SAINT AUGUSTINE, FL 32084-7742
Document Number0056321258
Book / Page5632 / 1258
Map ReferenceMB 22 PG 13-16
Instrument DateAug 31, 2022
Instrument2022087217
Transaction TypeTransfer
Record UpdatedFeb 12, 2024
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3705 HARBOR DR, SAINT AUGUSTINE, FL 32084-7742

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address3705 HARBOR DR, SAINT AUGUSTINE, FL 32084-7742

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address3705 HARBOR DR, SAINT AUGUSTINE, FL 32084-7742
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3705 HARBOR DR, SAINT AUGUSTINE, FL 32084-7742

Mortgage

Document Number0050920332
DateNov 05, 2020
Book Page5092/332
Instrument2020099995
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressCOLUMBIA, SC 29211
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 01, 2035

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateNov 28, 2018
Property Address3705 HARBOR DR, SAINT AUGUSTINE, FL 32084-7742
Document Number0046460144
Book / Page4646 / 0144
Map ReferenceMB22 PG13-16
Instrument DateNov 27, 2018
Instrument2018084832
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyFIDELITY NATL TITLE OF FLORI

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address3705 HARBOR DR, SAINT AUGUSTINE, FL 32084-7742

Mortgage

Document Number2018084833
DateNov 28, 2018
Instrument2018084833
Lender
NameFIDELITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2048

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$896,955 (+2.7%)$1,210,476 (+0.33%) Land $345,000 Building $865,476
2025$11,287.00 (+10.69%) Homeowner's exemption$873,374 (+5.99%)$1,206,544 (+5.42%) Land $300,000 Building $906,544
2024$10,197.00 (+1.91%)
2023$10,006.00 (+2.31%) Homeowner's exemption$824,039 (+3%)$1,144,518 (+12.32%) Land $252,000 Building $892,518
2022$9,780.00 Homeowner's exemption$800,038$1,018,977 Land $252,000 Building $766,977

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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