St. Johns County property record for 3724 Harbor Dr, Saint Augustine, FL 32084 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 2009 |
| Square Footage | 3,022 sqft Living Area |
| Lot Size | 12,632 sqft (0.29 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $905,000 (2021) |
| Tax Bill | $10,607.00 (2025) |
| Primary APN | 149190-2070 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Building Area | 3,022 sqft Living Area |
| Gross Area | 3,672 sqft Gross Area |
| 1st Floor | 1,100 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Concrete Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Tile Roof |
| Lot Area | 12,632 sqft (0.29 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 650 sqft Garage |
| Deck Area | 38 sqft Deck |
| Porch Area | 200 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 3724 HARBOR DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-7743 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 22/13-16 CAMACHEE ISLAND HARBOR LOT 7 OR5275/1283 |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 05 |
| Legal Subdivision | CAMACHEE ISLAND HARBOR LOTS |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 1 |
| Census Block | 1008 |
| Census Tract | 20200 |
Source: St. Johns County records · APN 149190-2070
Assessment roll updated April 13, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3724 HARBOR DR, SAINT AUGUSTINE, FL 32084-7743 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 16, 2023 | Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NA |
| May 26, 2021 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 26, 2021 · Amount on Record |
| Deed Sale | May 26, 2021 · Amount on Record |
| Deed Doc Number | 202159486 |
| Deed Book / Page | 5275 / 1283 |
| Prior Transfer Date | Sep 23, 2013 |
| Prior Transfer Doc | 0037971713 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 3724 HARBOR DR, SAINT AUGUSTINE, FL 32084-7743 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3724 HARBOR DR, SAINT AUGUSTINE, FL 32084-7743 |
| Document Number | 0057100372 |
|---|---|
| Date | Feb 16, 2023 |
| Book Page | 5710/372 |
| Instrument | 2023012347 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Address | WINTER HAVEN, FL 33880 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Jan 20, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 26, 2021 |
| Property Address | 3724 HARBOR DR, SAINT AUGUSTINE, FL 32084-7743 |
| Document Number | 0052751283 |
| Book / Page | 5275 / 1283 |
| Map Reference | MB 22 PG 13-16 |
| Instrument Date | May 20, 2021 |
| Instrument | 2021059486 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2024 |
| Title Company | PONTE VEDRA TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,335.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3724 HARBOR DR, ST AUGUSTINE, FL 32084-7743 |
| Name | Verified Name |
|---|---|
| Address | 3724 HARBOR DR, ST AUGUSTINE, FL 32084-7743 |
| Document Number | 0052751286 |
|---|---|
| Date | May 26, 2021 |
| Instrument | 5275/1286 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $886,934 (+7.76%) | $1,134,177 (+14.61%) Land $450,000 Building $684,177 | |
| 2025 | $10,607.00 (+10.71%) Homeowner's exemption | $823,077 (+2.9%) | $989,616 (+0.99%) Land $390,000 Building $599,616 |
| 2024 | $9,581.00 (+1.91%) Homeowner's exemption | $799,880 (+3%) | $979,891 (+5.06%) Land $390,000 Building $589,891 |
| 2023 | $9,401.00 (+2.32%) Homeowner's exemption | $776,583 (+3%) | $932,656 (+9.99%) Land $336,000 Building $596,656 |
| 2022 | $9,188.00 Homeowner's exemption | $753,964 | $847,916 Land $336,000 Building $511,916 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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