3728 FM 2874, Commerce, TX 75428 Property Records

Hunt County property record for 3728 FM 2874, Commerce, TX 75428 · Last verified March 2026

Property Highlights

Property TypeResidential > Single Family > Rural Home
Year BuiltBuilt 2022
Square Footage2,144 sqft Living Area
Lot Size217,800 sqft (5 acres)
GarageAttached, 564 sqft
OccupancyOwner Occupied
Tax Bill$5,202.00 (2024)

Owner

Source: Hunt County records · APN 0880-0020-0050-30

Assessment roll updated July 25, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3728 FM 2874, COMMERCE, TX 75428-6622
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2025Deed of Trust, Mortgage · Line of Credit
ROCKET MORTGAGE LLC
Jan 17, 2023Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
May 08, 2024Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Oct 22, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 22, 2021
Deed SaleOct 22, 2021
Deed Doc Number2021-23698
Record RefreshedJun 08, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUNT TX
Property Address3728 FM 2874, COMMERCE, TX 75428-6622
Transaction TypeMortgage
Record UpdatedMar 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3728 FM 2874, COMMERCE, TX 75428-6622

Mortgage

Document Number0000023673
DateDec 29, 2025
Instrument2025-23673
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueJan 01, 2056
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUNT TX
Property Address3728 FM 2874, COMMERCE, TX 75428-6622
Transaction TypeMortgage
Record UpdatedMar 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3728 FM 2874, COMMERCE, TX 75428-6622

Mortgage

Document Number0000000851
DateJan 17, 2023
Instrument2023-00851
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2053

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUNT TX
Property Address3728 FM 2874, COMMERCE, TX 75428-6622
Transaction TypeMortgage
Record UpdatedMar 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3728 FM 2874, COMMERCE, TX 75428-6622

Mortgage

Document Number0000008468
DateMay 08, 2024
Instrument2024-08468
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2054

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHUNT TX
Recording DateOct 22, 2021
Property Address3728 FM 2874, COMMERCE, TX 75428-6622
Document Number0000023698
Instrument DateOct 21, 2021
Instrument2021-23698
Transaction TypeTransfer
Record UpdatedMar 20, 2026

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3501 COUNTY ROAD 4408, COMMERCE, TX 75428-6741

Transferred To (Grantee/Buyer)

NameVerified Name
Address3501 COUNTY ROAD 4408, COMMERCE, TX 75428-6741

Tax Assessment & Valuation

Source: Hunt County records · Assessment roll updated July 25, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateTexas
CountyHunt County
Unified School DistrictCommerce Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$375,330 (+9.72%) Land $13,550 Building $361,780$491,780 (+12.77%) Land $130,000 Building $361,780
2024$5,202.00 (+2,652.38%)
2023$342,070 Land $10,960 Building $331,110$436,110 Land $105,000 Building $331,110
2022$189.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hunt County (48231C), updated May 3, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 56% of the US · above 35% of Texas
Wildfire LikelihoodAbout 1 in 820 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN0880-0020-0050-30
Alternative APN
  • R235311

Interior

Building Area2,144 sqft Living Area
1st Floor2,144 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 2022
Lot Area217,800 sqft (5 acres)
Parking Spaces4 Parking Spaces
Garage TypeAttached Garage
Garage Area564 sqft Garage
PorchOpen Porch
Porch Area64 sqft Porch
Utility Building640 sqft Utility Building

Location & Zoning

Account NumberR235311
Street Address3728 FM 2874
CityCOMMERCE
StateTX
Zip75428-6622
Property UsageResidential Property Usage
TypeResidential > Single Family > Rural Home
Legal DescriptionA0880 RUSK CO. SCHOOL LAND,TRACT 2-5, ACRES 5.0
Legal SubdivisionRUSK CO. SCHOOL LAND
Legal Tract2-5
JurisdictionHUNT TX
Minor Civil DivisionCOMMERCE
Census Blockgroup1
Census Block1046
Census Tract960100

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