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3615 FM 2874, Commerce, TX 75428 Property Records

Hunt County property record for 3615 FM 2874, Commerce, TX 75428

Property Summary

Property TypeSingle Family Home
Details1,520 sqft · built 2008
Lot Size21.6 acres (943,510 sqft)
OwnerIndividual Name on Record
Last Sale$558,600 (Aug 2022)
Tax Bill$3,178 (2025)
Deeds & MortgagesDec 2025 Mortgage
Aug 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN0880-0340-0000-30

Property Details

APN / Parcel Number

Primary APN0880-0340-0000-30
Alternative APNs
  • R33725
  • 33725

Interior

Stories1 Story
Building Area1,520 sqft Gross Area
1st Floor Area1,520 sqft

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Lot Area943,510 sqft (21.6 acres)
PorchPatio/Porch
Porch Area544 sqft
Utility Building256 sqft

Location & Zoning

Street Address3615 FM 2874
CityCOMMERCE
StateTX
Zip75428-6749
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionA0880 RUSK CO. SCHOOL LAND,TRACT 34, ACRES 21.66
Legal SubdivisionRUSK CO. SCHOOL LAND
Legal Tract34
Legal Block1
Legal Lot Number34
JurisdictionHUNT TX
Township / Civil DivisionCOMMERCE
Census Block Group1
Census Block1054
Census Tract960100

Owner

Source: Hunt County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3615 FM 2874, COMMERCE, TX 75428-6749
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 2, 2025Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Aug 18, 2022Vendor's Lien, Transfer · Conventional Mortgage
ANGEL OAK HOME LOANS LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 18, 2022 · Amount on Record
Deed SaleAug 18, 2022 · Amount on Record
Prior SaleJan 7, 2009
Deed Document Number202219317
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUNT TX
Property Address3615 FM 2874, COMMERCE, TX 75428-6749
Transaction TypeMortgage
Record UpdatedDec 17, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3615 FM 2874, COMMERCE, TX 75428-6749

Mortgage

Document Number0000022132
DateDec 2, 2025
Instrument2025-22132
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueDec 1, 2045

August 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHUNT TX
Recording DateAug 18, 2022
Property Address3615 FM 2874, COMMERCE, TX 75428-6749
Document Number0000019317
Map ReferenceDOC 2014-8801
Instrument DateAug 16, 2022
Instrument2022-19317
Transaction TypeTransfer
Record UpdatedAug 26, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3615 2874, COMMERCE, TX 75428

Mortgage

Document Number0000019318
DateAug 18, 2022
Instrument2022-19318
Lender
NameANGEL OAK HOME LOANS LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

Tax Assessment & Valuation

Source: Hunt County assessment roll, as of September 10, 2025

Property Jurisdictions

TypeName
StateTexas
CountyHunt County
Unified School DistrictCommerce Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,178.00 (-22.09%) Homeowner's exemption$276,200 (-0.84%) Land $15,740 Building $260,460$538,440 (+6.21%) Land $277,980 Building $260,460
2024$4,079.00 (+106.32%)
2023$278,530 Land $13,480 Building $265,050$506,950 Land $241,900 Building $265,050
2022$1,977.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimAug 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 64% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH HUNT SUD
serves 4,836 people · EPA ID TX1160039
Water SourcePurchased surface water from CITY OF COMMERCE
Last State InspectionAug 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrite
resolved · Oct 2022
Treatment and ProcedureColiform assessment
Sep 2023
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber		1,000 / 1,000
Peoples Communications
Fixed Wireless		500 / 60
360 Broadband
Fixed Wireless		400 / 50
Nextlink
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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