3695 FM 2874, Commerce, TX 75428 Property Records

Hunt County property record for 3695 FM 2874, Commerce, TX 75428

Property Summary

Property Type	General Agricultural/Rural
Details	5.5 ba · 3,592 sqft · built 1987
Lot Size	23.6 acres (1,032,067 sqft)
Owner	Individual Name on Record
Last Sale	$534,100 (Mar 2023)
Tax Bill	$51 (2024)
Deeds & Mortgages	Jul 2023 Sale Mar 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0880-0330-0000-30`

Property Details

APN / Parcel Number

Primary APN	`0880-0330-0000-30`
Alternative APNs	`R33724` `33724`

Interior

Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,592 sqft Living Area
1st Floor Area	2,662 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,032,067 sqft (23.6 acres)
Garage Area	560 sqft
Porch	Open Porch
Porch Area	576 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	COUNTY ROAD 4405
City	COMMERCE
State	TX
Zip	75428
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	A0880 RUSK CO. SCHOOL LAND,TRACT 33, ACRES 23.693
Legal Subdivision	RUSK CO. SCHOOL LAND
Legal Tract	33
Legal Block	1
Legal Lot Number	33
Jurisdiction	HUNT TX
Township / Civil Division	COMMERCE
Census Block Group	1
Census Block	1054
Census Tract	960100

Owner

Source: Hunt County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	726 E LINDA DR, GARLAND, TX 75041-2088
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2023	Warranty Deed, Transfer
Mar 3, 2023	Vendor's Lien, Transfer · VA Mortgage SUN WEST MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2023 · Amount on Record
Deed Sale	Mar 3, 2023 · Amount on Record
Prior Sale	Oct 3, 2022
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUNT TX
Recording Date	Jul 18, 2023
Property Address	COUNTY ROAD 4405, COMMERCE, TX 75428
Document Number	0000013458
Map Reference	VOL 915 PG 363
Instrument Date	Jul 13, 2023
Instrument	2023-13458
Transaction Type	Transfer
Record Updated	Mar 20, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1152 W CALLE ANTIGUA, PUEBLO WEST, CO 81007-6179

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 541, CELESTE, TX 75423-0541

March 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HUNT TX
Recording Date	Mar 3, 2023
Property Address	3695 FM 2874, COMMERCE, TX 75428-6749
Document Number	0000004006
Map Reference	VOL 915 PG 363
Instrument Date	Feb 28, 2023
Instrument	2023-04006
Transaction Type	Transfer
Record Updated	Mar 13, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	726 E LINDA DR, GARLAND, TX 75041-2088

Mortgage

Document Number	0000004007
Date	Mar 3, 2023
Instrument	2023-04007

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

Source: Hunt County assessment roll, as of September 10, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hunt County
Unified School District	Commerce Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$3,340 (+49.78%) Land $3,340	$299,260 (+30.53%) Land $299,260
2024	$51.00 (-99.23%)
2023		$2,230 Land $2,230	$229,270 Land $229,270
2022	$6,604.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Aug 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 40% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH HUNT SUD serves 4,836 people · EPA ID TX1160039
Water Source	Purchased surface water from CITY OF COMMERCE
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrite resolved · Oct 2022
Treatment and Procedure	Coliform assessment Sep 2023
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peoples Communications Fixed Wireless	500 / 60
360 Broadband Fixed Wireless	400 / 50
Nextlink Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	25 / 5

May also be available: Spectrum, T-Mobile, Verizon.

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