Bay County property record for 3728 E 8th Ct, Panama City, FL 32401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,352 sqft · built 1962 |
| Lot Size | 0.192 acres (8,363 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $977 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 15349-000-000 |
| Primary APN | 15349-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,352 sqft Living Area |
| 1st Floor Area | 1,352 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 8,363 sqft (0.192 acres) |
| Lot Dimensions | 140 ft deep x 60 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Slab |
| Porch Area | 142 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Radiant |
| Heating Fuel | Electric |
| Street Address | 3728 E 8TH CT |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-5347 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2 4S 14W-157-118B4 BEG 307.54 N & 210 W OF SE COR OF SW1/4 OF NE1/4 OF SE1/4 TH S 140 W 60 N 140 E 60 TO BEG ORB 1512 P 603 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 02 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 1100 |
3728 E 8th Ct, a single family home, is owned by an individual.
Source: Bay County records, as of May 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 114 S JAN DR, PANAMA CITY, FL 32404-7922 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 3728 E 8th Ct was $977, down 10.1% from the year before.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Springfield City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $977.00 (-10.12%) | $53,171 | $78,270 Land $19,992 Building $58,278 |
| 2024 | $1,087.00 (+6.36%) | ||
| 2023 | $1,022.00 (+12.43%) | $68,394 (+20.95%) Land $12,936 Building $55,458 | $68,394 (+20.95%) Land $12,936 Building $55,458 |
| 2022 | $909.00 | $56,548 Land $11,172 Building $45,376 | $56,548 Land $11,172 Building $45,376 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3728 E 8th Ct in Zone X, an area of minimal flood risk, though there have been 34 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 34 (1980–2022) |
| Claims Outside the SFHA | 31 of 34 |
| Most Recent Claim | Sep 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3728 E 8th Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPRINGFIELD serves 8,075 people · EPA ID FL1030148 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jul 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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