2720 E 8th Ct, Panama City, FL 32401 Property Records

Bay County property record for 2720 E 8th Ct, Panama City, FL 32401

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,580 sqft · built 1930
Lot Size	0.378 acres (16,465 sqft)
Owner	2 Individual Names on File
Last Sale	$158,900 (Jun 2022)
Tax Bill	$1,508 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15761-000-000`

Property Details

APN / Parcel Number

Primary APN	`15761-000-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,580 sqft Living Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1930
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	16,465 sqft (0.378 acres)
Lot Dimensions	110 ft deep x 150 ft wide
Garage Type	Carport
Carport	Carport
Porch	Florida Room
Porch Area	1,904 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2720 E 8TH CT
City	PANAMA CITY
State	FL
Zip	32401-5107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC04
Legal Description	DOTY SUBD. 118B3 LOTS 4,5 & 6 BLK C ORB 4573 P 2161
Legal Range	14W
Legal Township	04S
Legal Section	02
Legal Subdivision	DOTY SUBD
Legal Block	C
Legal Lot Number	4,5,6
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	1
Census Block	1036
Census Tract	1700

Owner

2720 E 8th Ct is owned and occupied by two individuals who bought it in June 2022.

Source: Bay County records, as of January 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2720 E 8TH CT, PANAMA CITY, FL 32401-5107
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2022 · Amount on File
Deed Sale	Jun 8, 2022 · Amount on File
Prior Sale	Jan 9, 2007 · Amount on File
Deed Document Number	202243173
Deed Book / Page	4573 / 2161
Prior Transfer Date	Dec 21, 2006
Prior Transfer Doc	0028730608
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Jun 8, 2022
Property Address	2720 E 8TH CT, PANAMA CITY, FL 32401-5107
Document Number	0045732161
Book / Page	4573 / 2161
Map Reference	MB 1 PG 39
Instrument Date	Jun 6, 2022
Instrument	2022043173
Transaction Type	Transfer
Record Updated	Jun 30, 2022
Title Company	CORNERSTONE TITLE INSURANCE AGENCY, CORNERSTONE TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,112.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	450 COX LANDING RD, 450, WEWAHITCHKA, FL 32465-3210

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2720 E 8TH CT, PANAMA CITY, FL 32401-5107

Mortgage

Document Number	0045732163
Date	Jun 8, 2022
Instrument	4573/2163

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 2720 E 8th Ct was $1,508 with a homeowner's exemption, down 12.4% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Panama City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,508.00 (-12.38%) Homeowner's exemption	$137,550 Land $43,388 Building $94,162	$137,550 Land $43,388 Building $94,162
2024	$1,721.00 (-28.77%)
2023	$2,416.00 (+264.95%)	$136,015 (+144.37%) Land $29,370 Building $106,645	$136,015 (+134.37%) Land $29,370 Building $106,645
2022	$662.00 Homeowner's exemption	$55,659	$58,034 Land $27,367 Building $30,667

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2720 E 8th Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	16 (1999–2024)
Claims Outside the SFHA	12 of 16
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 2 claims Hurricane Michael, Oct 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2720 E 8th Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Feb 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber · Cable in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20