3702 E 8th Ct, Panama City, FL 32401 Property Records

Bay County property record for 3702 E 8th Ct, Panama City, FL 32401

Property Summary

Property Type	Apartment House (2-4 Units)
Details	22 bd · 9 ba · 40,408 sqft · built 1970
Lot Size	3.31 acres (144,532 sqft)
Owner	Company Name on Record
Last Sale	$1,516,500 (Jun 2010)
Tax Bill	$11,932 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15361-000-000`

Property Details

APN / Parcel Number

Primary APN	`15361-000-000`

Interior

Bedrooms	22 Beds
Full Baths	9 Baths
Total Rooms	3 Rooms
Units	8 Units
Stories	2 Stories
Building Area	40,408 sqft Living Area
1st Floor Area	40,408 sqft
Flooring	Cork
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Multi-Family
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	144,532 sqft (3.31 acres)
Lot Dimensions	288 ft deep x 217 ft wide
Porch	Open Porch
Porch Area	3,540 sqft
Total Buildings	8 Buildings

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3702 E 8TH CT
City	PANAMA CITY
State	FL
Zip	32401-6242
Property Category	Commercial
Property Type	Residential > Multi-Unit > Apartment House (2-4 Units)
Legal Description	2 4S 14W-169- 118B4 W1/2 OF SW1/4 OF NE1/4 OF SE1/4 LESS PCL -119- & LESS R/W ORB 3249 P 1249
Legal Range	14W
Legal Township	04S
Legal Section	02
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	3
Census Block	3005
Census Tract	1100

Owner

Source: Bay County records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3719 E 8TH CT, PANAMA CITY, FL 32401-6232
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2010 · Amount on Record
Deed Sale	Jun 28, 2010 · Amount on Record
Deed Document Number	201032391
Deed Book / Page	3249 / 1249
Prior Transfer Date	Jun 17, 2010
Prior Transfer Doc	0032491249
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	3702 E 8TH CT, PANAMA CITY, FL 32401-6242
Document Number	0043370340
Instrument Date	Dec 14, 2020
Transaction Type	Mortgage
Record Updated	Jan 14, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3718 E 8TH CT PANAMA CITY BEACH FL 32401, PANAMA CITY BEACH, FL 32401

Mortgage

Document Number	0043370340
Date	Dec 14, 2020
Book Page	004337/000340
Instrument	84270

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	BIRMINGHAM, AL 35203

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 13, 2050

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Springfield City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,932.00 (-20.57%)	$752,396 (-14.74%) Land $132,720 Building $619,676	$752,396 (-14.74%) Land $132,720 Building $619,676
2024	$15,022.00 (+8.03%)
2023	$13,905.00 (+15.85%)	$882,504 (+6.52%) Land $132,720 Building $749,784	$882,504 (+6.52%) Land $132,720 Building $749,784
2022	$12,003.00	$828,475 Land $132,720 Building $695,755	$828,475 Land $132,720 Building $695,755

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	34 (1980–2022)
Claims Outside the SFHA	31 of 34
Most Recent Claim	Sep 2022 · rainfall accumulation
Claims by Event	Hurricane Michael, Oct 2018 · 6 claims Severe Storms And Flooding, Jul 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPRINGFIELD serves 8,075 people · EPA ID FL1030148
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jul 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20