3728 E 3rd St, Panama City, FL 32401 Property Records

Bay County property record for 3728 E 3rd St, Panama City, FL 32401

Property Summary

Property TypeGovernment / Public Use
Details2,500 sqft · built 2022
Lot Size4.38 acres (190,880 sqft)
OwnerIndividual Name on Record
Flood ZoneZone X (minimal risk)
APN23478-000-000

Property Details

APN / Parcel Number

Primary APN23478-000-000

Interior

Total Rooms4 Rooms
Stories1 Story
Building Area2,500 sqft Total Area
1st Floor Area1,320 sqft
2nd Floor Area200 sqft
FlooringConcrete/Cement
Interior WallsPlywood

Exterior

Year BuiltBuilt 2022
Exterior MaterialMetal
Construction TypeSteel Frame
Roof TypeSteel Frame/Truss
Roof MaterialMetal
Lot Area190,880 sqft (4.38 acres)
Lawn SprinklersLawn Sprinklers
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address3728 E 3RD ST
CityPANAMA CITY
StateFL
Zip32401-6003
Property CategoryPublic Works
Property TypePublic Works > Government / Public Use
Legal Description11 4S 14W-452-118C4-BEG 50' S OF NE COR OF NE1/4 OF NW1/4 OF NE1/4 OF SE1/4 TH S 636.19' W
Legal Range14W
Legal Township04S
Legal Section11
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group1
Census Block1026
Census Tract1000

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3529 E 3RD ST, PANAMA CITY, FL 32401-6001
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalitySpringfield City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Additional exemption filed$453,998 (-0.23%) Land $175,280 Building $278,718$453,998 (-0.23%) Land $175,280 Building $278,718
2023Additional exemption filed$455,042 Land $175,280 Building $279,762$455,042 Land $175,280 Building $279,762

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2016)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SPRINGFIELD
serves 8,075 people · EPA ID FL1030148
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionOct 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jul 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Fiber · Cable in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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