3721 E 3rd St, Panama City, FL 32401 Property Records

Bay County property record for 3721 E 3rd St, Panama City, FL 32401 · Last verified August 2026

Property Summary

Property Type	Vacant Land
Details	2 bd · 1 ba · 791 sqft · built 1940
Lot Size	0.144 acres (6,272 sqft)
Owner	Individual Name on File
Last Sale	$263,310 (Feb 2026)
Tax Bill	$269 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23646-010-000`

Property Details

APN / Parcel Number

Primary APN	`23646-010-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	791 sqft Living Area
1st Floor Area	791 sqft
Flooring	Cork
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1960
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,272 sqft (0.144 acres)
Lot Dimensions	90 ft deep x 70 ft wide
Porch	Unfinished Open Porch
Porch Area	141 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3721 E 3RD ST
City	PANAMA CITY
State	FL
Zip	32401-5668
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	E SPRINGFIELD S1/2 OF LOT 20 & E 30 OF S1/2 OF LOT 19 BLK 2 (20.1) ORB 4837 P 400
Legal Range	14W
Legal Township	04S
Legal Section	11
Legal Subdivision	E SPRINGFIELD
Legal Block	2
Legal Lot Number	20,19
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	1
Census Block	1005
Census Tract	1000

Owner

Source: Bay County records · APN 23646-010-000

Assessment roll updated January 5, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3721 E 3RD ST, PANAMA CITY, FL 32401-5668
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 13, 2026 · Amount on Record
Deed Sale	Feb 13, 2026 · Amount on Record
Prior Sale	Oct 07, 2024 · Amount on Record
Deed Document Number	20268874
Deed Book / Page	5002 / 37
Prior Transfer Date	Oct 23, 2024
Prior Transfer Doc	0048530051
Record Updated	Sep 20, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Feb 13, 2026
Property Address	3721 E 3RD ST, PANAMA CITY, FL 32401-5668
Document Number	0050020037
Book / Page	5002 / 37
Map Reference	MB 2 PG 18
Instrument Date	Feb 13, 2026
Instrument	2026008874
Transaction Type	Transfer
Record Updated	Mar 12, 2026
Title Company	SOUTH OAK TITLE 30A LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,843.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	211 E 15TH ST, PANAMA CITY, FL 32405-5406

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3721 E 3RD ST, PANAMA CITY, FL 32401-5668

Mortgage

Document Number	0000500239
Date	Feb 13, 2026
Instrument	5002/39

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2056

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated January 5, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Springfield City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$269.00 (-24.44%)	$17,010 (+12.37%) Land $17,010	$17,010 (+12.37%) Land $17,010
2024	$356.00 (+1.71%)	$15,138 (+33.49%) Land $15,138	$15,138 (+33.49%) Land $15,138
2023	$350.00 (-52.7%)	$11,340 (-70.15%) Land $11,340	$11,340 (-70.15%) Land $11,340
2022	$740.00	$37,992 Land $10,206 Building $27,786	$37,992 Land $10,206 Building $27,786

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 5% of the US · above 5% of Florida
Wildfire Likelihood	About 1 in 5,263 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.