Bay County property record for 3731 E 3rd St, Panama City, FL 32401 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,244 sqft · built 1930 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Owner Name on File |
| Last Sale | $35,000 (Feb 2013) |
| Tax Bill | $1,032 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23673-000-000 |
| Primary APN | 23673-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,244 sqft Heated Area |
| Gross Area | 1,314 sqft |
| 1st Floor Area | 1,244 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 14,375 sqft (0.33 acres) |
| Lot Dimensions | 180 ft deep x 80 ft wide |
| Porch | Porch |
| Porch Area | 70 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 3731 E 3RD ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-6004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E SPRINGFIELD 118C1 LOTS 16,17 BLK 4 ORB 293 P 219 ORB 3480 P 1665 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 11 |
| Legal Subdivision | SPRINGFIELD |
| Legal Block | 4 |
| Legal Lot Number | 16,17 17 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 1000 |
Source: Bay County records · APN 23673-000-000
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 2310 S HIGHWAY 77 STE 110STE110, 110STE110, LYNN HAVEN, FL 32444-4616 |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 04, 2013 · Amount on Record |
| Deed Sale | Feb 04, 2013 · Amount on Record |
| Deed Document Number | 2013006364 |
| Deed Book / Page | 3480 / 1665 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 3731 E 3RD ST, PANAMA CITY, FL 32401-6004 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 8634 RESOTA, PANAMA CITY, FL 32409 |
| Document Number | 0043930528 |
|---|---|
| Date | Apr 19, 2021 |
| Book Page | 4393/528 |
| Instrument | 2021028717 |
| Name | UNITED STATES SMALL BUSINESS ADMIN |
|---|---|
| Type | Government Agency |
| Address | BIRMINGHAM, AL 35203 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Sep 16, 2050 |
Source: Bay County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Springfield City |
| Unified School District | Bay County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,032.00 (-2.09%) | $73,072 (+17.1%) Land $25,440 Building $47,632 | $73,072 (+17.1%) Land $25,440 Building $47,632 |
| 2023 | $1,054.00 (+13.95%) | $62,400 (+10.22%) Land $16,960 Building $45,440 | $62,400 (+10.22%) Land $16,960 Building $45,440 |
| 2022 | $925.00 | $56,613 Land $15,264 Building $41,349 | $56,613 Land $15,264 Building $41,349 |
Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120050010001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2016, river or lake flooding |
| Wildfire Risk | Low above 5% of the US · above 5% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 5,263 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 258 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| WOW Internet, Cable & Phone | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: WOW Internet, Cable & Phone. Availability varies by address; speeds are provider-advertised maximums, not measured.
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