3727 Sprigg St N, Frederick, MD 21704 Property Records

Frederick County property record for 3727 Sprigg St N, Frederick, MD 21704

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,404 sqft · built 2001
Lot Size	0.282 acres (12,287 sqft)
Owner	2 Individual Names on File
Last Sale	$755,000 (Apr 2021)
Tax Bill	$11,602 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Apr 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-227345`

Property Details

APN / Parcel Number

Primary APN	`07-227345`
Alternative APNs	`7227345` `227345`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,404 sqft Living Area
Gross Area	4,884 sqft
1st Floor Area	1,632 sqft
Basement Area	1,300 sqft
Finished Basement	1,300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	12,287 sqft (0.282 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	280 sqft
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	227345
Street Address	3727 SPRIGG STREET NORTH ST
City	FREDERICK
State	MD
Zip	21704
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 6063 SECT M6 12,287 SQ. FT. VILLAGES OF URBANA
Legal Subdivision	VILLAGES/URBANA SEC M6
Legal Lot Number	6063
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	4
Census Block	4012
Census Tract	752206

Owner

3727 Sprigg St N is owned by two individuals who bought it in April 2021.

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3727 SPRIGG ST N, FREDERICK, MD 21704-7851
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 21, 2021	Deed, Transfer · Conventional Mortgage NFM INC
Jun 25, 2018	Grant Deed, Transfer · FHA Mortgage MLEND
Feb 16, 2018	Deed of Trust, Mortgage · Conventional with PMI STATE EMP CU/MD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2021 · Amount on File
Deed Sale	Apr 21, 2021 · Amount on File
Prior Sale	Jun 25, 2018 · Amount on File
Deed Book / Page	14793 / 392
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	3727 SPRIGG ST N, FREDERICK, MD 21704-7851
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0135480162
Date	Feb 26, 2020
Book Page	13548/162

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Apr 21, 2021
Property Address	3727 SPRIGG ST N, FREDERICK, MD 21704-7851
Document Number	0147930392
Book / Page	14793 / 392
Map Reference	MB 68 PL 172
Instrument Date	Apr 7, 2021
Transaction Type	Transfer
Record Updated	May 19, 2021
Title Company	NOT AVAILABLE, EAGLE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,887.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3727 SPRIGG ST N, FREDERICK, MD 21704-7851

Mortgage

Document Number	14793401
Date	Apr 21, 2021
Instrument	14793/401

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 25, 2018
Property Address	3727 SPRIGG ST N, FREDERICK, MD 21704-7851
Document Number	0124840428
Book / Page	012484 / 000428
Instrument Date	Jun 15, 2018
Transaction Type	Transfer
Record Updated	Jul 17, 2018
Title Company	LAWYERS SIGNATURE SETTLEMENTS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$635.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3727 SPRIGG ST N FREDERICK MD 217047851, FREDERICK, MD 21704-7851

Mortgage

Document Number	124840435
Date	Jun 25, 2018
Book Page	012484/000435

Lender

Name	MLEND
Address	MIDDLETOWN, MD 21769

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 24, 2048

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	3727 SPRIGG ST N, FREDERICK, MD 21704-7851
Document Number	0122950194
Instrument Date	Feb 16, 2018
Transaction Type	Mortgage
Record Updated	Mar 7, 2018
Title Company	WORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3727 SPRIGG ST N FREDERICK MD 217047851, FREDERICK, MD 21704-7851

Mortgage

Document Number	0122950194
Date	Feb 27, 2018
Book Page	012295/000194

Lender

Name	STATE EMP CU/MD
Type	Credit Union
Address	LINTHICUM, MD 21090

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 26, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

The 2025 property tax bill for 3727 Sprigg St N was $11,602.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$864,267	$919,900 Land $279,700 Building $640,200
2025	$11,602.00
2023	$10,167.00	$705,400	$753,000 Land $203,600 Building $549,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3727 Sprigg St N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3727 Sprigg St N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 653 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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