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3715 Sprigg St N, Frederick, MD 21704 Property Records

Frederick County property record for 3715 Sprigg St N, Frederick, MD 21704

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,920 sqft · built 2002
Lot Size0.193 acres (8,400 sqft)
Owner2 Individual Names on Record
Last Sale$404,300 (Aug 2002)
Tax Bill$11,001 (2025)
Deeds & MortgagesDec 2021 Mortgage
Jun 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN07-227426

Property Details

APN / Parcel Number

Primary APN07-227426
Alternative APNs
  • 7227426
  • 227426

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,920 sqft Living Area
Gross Area4,444 sqft
1st Floor Area2,132 sqft
Basement Area400 sqft
Finished Basement400 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area8,400 sqft (0.193 acres)
Garage TypeAttached
Garage Area524 sqft
Parking Spaces2 Parking Spaces
Deck Area428 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number227426
Street Address3715 SPRIGG STREET NORTH ST
CityFREDERICK
StateMD
Zip21704
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 6069 SECT M6 8,400 SQ. FT. VILLAGES OF URBANA
Legal SubdivisionVILLAGES/URBANA SEC M6
Legal Lot Number6069
JurisdictionFREDERICK MD
Township / Civil Division7, URBANA
Census Block Group4
Census Block4012
Census Tract752206

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3715 SPRIGG ST N, FREDERICK, MD 21704-7851
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Dec 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Jun 15, 2018Deed of Trust, Mortgage · FHA Mortgage
MLEND

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 13, 2002 · Amount on Record
Deed SaleAug 13, 2002 · Amount on Record
Prior SaleApr 25, 2002 · Amount on Record
Deed Document Number20026292
Deed Book / Page3212 / 881
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address3715 SPRIGG ST N, FREDERICK, MD 21704-7851
Transaction TypeMortgage
Record UpdatedOct 24, 2022
Title CompanyCLOSING USA LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0156210150
DateDec 30, 2021
Book Page15621/150
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address3715 SPRIGG ST N, FREDERICK, MD 21704-7851
Document Number0124840435
Instrument DateJun 15, 2018
Transaction TypeMortgage
Record UpdatedJul 6, 2018

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3715 SEWARD LN FREDERICK MD 217047847, FREDERICK, MD 21704-7847

Mortgage

Document Number0124840435
DateJun 25, 2018
Book Page012484/000435
Lender
NameMLEND
AddressMIDDLETOWN, MD 21769
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 24, 2048

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$814,233 (+24.77%)$869,000 (+23.31%) Land $277,200 Building $591,800
2025$11,001.00 (+15.22%)
2023$9,548.00$652,600$704,700 Land $201,700 Building $503,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 653 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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