3725 Sprigg St N, Frederick, MD 21704 Property Records

Frederick County property record for 3725 Sprigg St N, Frederick, MD 21704

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,744 sqft · built 2002
Lot Size	0.215 acres (9,378 sqft)
Owner	Individual Name on File
Last Sale	$790,000 (Oct 2021)
Tax Bill	$10,540 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-227353`

Property Details

APN / Parcel Number

Primary APN	`07-227353`
Alternative APNs	`7227353` `227353`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,744 sqft Living Area
Gross Area	4,224 sqft
1st Floor Area	1,612 sqft
Basement Area	660 sqft
Finished Basement	660 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,378 sqft (0.215 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	364 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	227353
Street Address	3725 SPRIGG STREET NORTH ST
City	FREDERICK
State	MD
Zip	21704
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 6064 SECT M6 9,378 SQ. FT. VILLAGES OF URBANA
Legal Subdivision	VILLAGES/URBANA SEC M6
Legal Lot Number	6064
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	4
Census Block	4012
Census Tract	752206

Owner

3725 Sprigg St N is owned by an individual who bought it in October 2021.

Source: Frederick County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	8510 SILVER LAUREL LN, FREDERICK, MD 21704-1705
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2021	Deed, Transfer · FHA Mortgage HOMESPIRE MORTGAGE CORP
Jun 15, 2018	Deed of Trust, Mortgage · FHA Mortgage MLEND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2021 · Amount on File
Deed Sale	Oct 18, 2021 · Amount on File
Prior Sale	Oct 10, 2012 · Amount on File
Deed Book / Page	15396 / 276
Record Updated	Oct 29, 2026

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Oct 18, 2021
Property Address	3725 SPRIGG ST N, FREDERICK, MD 21704-7851
Document Number	0153960276
Book / Page	15396 / 276
Map Reference	MB 68 PL 172
Instrument Date	Oct 5, 2021
Transaction Type	Transfer
Record Updated	Nov 1, 2021
Title Company	PINNACLE SETTLEMENT SERVICES, PINNACLE SETTLEMENT SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	3725 SPRIGG ST N, FREDERICK, MD 21704-7851

Mortgage

Document Number	15396282
Date	Oct 18, 2021
Instrument	15396/282

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	3725 SPRIGG ST N, FREDERICK, MD 21704-7851
Document Number	0124840435
Instrument Date	Jun 15, 2018
Transaction Type	Mortgage
Record Updated	Jul 6, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3725 SEWARD LN FREDERICK MD 217047847, FREDERICK, MD 21704-7847

Mortgage

Document Number	0124840435
Date	Jun 25, 2018
Book Page	012484/000435

Lender

Name	MLEND
Address	MIDDLETOWN, MD 21769

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 24, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3725 Sprigg St N was $10,540.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$774,467	$827,200 Land $277,800 Building $549,400
2025	$10,540.00
2023	$9,234.00	$625,800	$669,000 Land $202,100 Building $466,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3725 Sprigg St N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3725 Sprigg St N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 653 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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