3725 E State St, Rockford, IL 61108 Property Records

Winnebago County property record for 3725 E State St, Rockford, IL 61108

Property Summary

Property Type	Commercial
Details	5,009 sqft · built 1969
Lot Size	0.62 acres (27,007 sqft)
Owner	Company Name on Record
Last Sale	$475,000 (Nov 2018)
Tax Bill	$19,823 (2025)
Deeds & Mortgages	Apr 2026 Transfer Jun 2019 Loan Modification + 4 more
Flood Zone	Zone X (moderate risk)
APN	`174A205`

Property Details

APN / Parcel Number

Primary APN	`174A205`
Alternative APN	`1230227008`

Interior

Stories	1 Story
Building Area	5,009 sqft Gross Area
1st Floor Area	5,009 sqft
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Concrete Block
Construction Type	Frame
Lot Area	27,007 sqft (0.62 acres)
View / Lot	Traffic

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	174A205
Street Address	3725 E STATE ST
City	ROCKFORD
State	IL
Zip	61108-1917
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	C3
Legal Description	WOODLAND PK RE-SUB PT FAIRVIEW ACRES BNG A SUB PT NE 1/4 SEC 30-44-2 LOTS 1-2 + 003
Legal Range	2
Legal Township	44
Legal Section	30
Legal Subdivision	WOODLAND PK RE-SUB PT FAIRVIEW ACRES
Legal Lot Number	1-2
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKFORD
Census Block Group	1
Census Block	1001
Census Tract	1500

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3725 E STATE ST, ROCKFORD, IL 61108-1917
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jun 25, 2019	Loan Modification, Mortgage STATE BK/TX
Nov 9, 2018	Loan Modification, Mortgage STATE BK/TX
Oct 9, 2018	Loan Modification, Mortgage STATE BK/TX
Jul 12, 2017	Loan Modification, Mortgage STATE BK/TX
Jul 19, 2017	Trustee's Deed, Construction Loan · Line of Credit STATE BK/TX

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2018 · Amount on Record
Deed Sale	Nov 9, 2018 · Amount on Record
Prior Sale	Aug 7, 2003 · Amount on Record
Last Transfer Date	Feb 18, 2026
Transfer Doc	0000010099
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Apr 27, 2026
Property Address	3725 E STATE ST, ROCKFORD, IL 61108-1917
Document Number	0000010099
Instrument Date	Feb 18, 2026
Instrument	202610099
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WINNEBAGO IL
Property Address	3725 E STATE ST, ROCKFORD, IL 61108-1917
Document Number	0001021795
Instrument Date	Jun 25, 2019
Transaction Type	Mortgage
Record Updated	Jul 24, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6954 CLOVERNOOK RD ROCKFORD IL 611075602, ROCKFORD, IL 61107-5602

Mortgage

Document Number	0001021795
Date	Jun 28, 2019
Instrument	1021795

Lender

Name	STATE BK/TX
Type	Bank
Address	DALLAS, TX 75234

Agreement

Term	60 Months
Due	Jun 27, 2024

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WINNEBAGO IL
Property Address	3725 E STATE ST, ROCKFORD, IL 61108-1917
Document Number	0000035066
Instrument Date	Nov 9, 2018
Transaction Type	Mortgage
Record Updated	Jan 3, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6954 CLOVERNOOK RD ROCKFORD IL 611075602, ROCKFORD, IL 61107-5602

Mortgage

Document Number	0000035066
Date	Dec 4, 2018
Instrument	35066

Lender

Name	STATE BK/TX
Type	Bank
Address	DALLAS, TX 75234

Agreement

Term	60 Months
Due	Dec 3, 2023

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WINNEBAGO IL
Property Address	3725 E STATE ST, ROCKFORD, IL 61108-1917
Document Number	0000035064
Instrument Date	Oct 9, 2018
Transaction Type	Mortgage
Record Updated	Jan 3, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6954 CLOVERNOOK RD ROCKFORD IL 611075602, ROCKFORD, IL 61107-5602

Mortgage

Document Number	0000035064
Date	Dec 4, 2018
Instrument	35064

Lender

Name	STATE BK/TX
Type	Bank
Address	DALLAS, TX 75234

Agreement

Term	60 Months
Due	Dec 3, 2023

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WINNEBAGO IL
Property Address	3725 E STATE ST, ROCKFORD, IL 61108-1917
Document Number	0001021775
Instrument Date	Jul 12, 2017
Transaction Type	Mortgage
Record Updated	Aug 1, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6954 CLOVERNOOK RD ROCKFORD IL 611075602, ROCKFORD, IL 61107-5602

Mortgage

Document Number	0001021775
Date	Jul 19, 2017
Instrument	1021775

Lender

Name	STATE BK/TX
Type	Bank
Address	DALLAS, TX 75234

Agreement

Term	12 Months
Due	Jul 18, 2018

July 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jul 19, 2017
Property Address	3725 E STATE ST, ROCKFORD, IL 61108-1917
Instrument Date	Jul 12, 2017
Instrument	1021772
Transaction Type	Construction Loan
Record Updated	Aug 1, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6954 CLOVERNOOK RD ROCKFORD IL 611075602, ROCKFORD, IL 61107-5602

Mortgage

Document Number	0001021772
Date	Jul 19, 2017
Instrument	1021772

Lender

Name	STATE BK/TX
Type	Bank
Address	DALLAS, TX 75234

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jul 18, 2018

Interest

Rate Type	Adjustable Rate
Rate	7%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Rockford Township
Municipality	Rockford City
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,823.00 (+3.82%)	$224,523 (+11.43%) Land $58,354 Building $166,169	$673,569 (+11.43%) Land $175,062 Building $498,507
2024	$19,094.00 (+3.69%)	$201,492 (+26.88%) Land $52,368 Building $149,124	$604,476 (+26.88%) Land $157,104 Building $447,372
2022	$18,415.00	$158,802 Land $41,273 Building $117,529	$476,406 Land $123,819 Building $352,587

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1978–2024)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Jul 2024 · Severe Storms, Tornadoes, Straight-line Winds, And Floodng

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKFORD serves 147,051 people · EPA ID IL2010300
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless in parts of the area	2,000 / 2,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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