3720 E State St, Rockford, IL 61108 Property Records

Winnebago County property record for 3720 E State St, Rockford, IL 61108

Property Summary

Property Type	Commercial
Details	32,302 sqft
Lot Size	0.85 acres (37,026 sqft)
Owner	Company Name on Record
Last Sale	$1,300,000 (May 2019)
Tax Bill	$6,596 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Jan 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`173B151A`

Property Details

APN / Parcel Number

Primary APN	`173B151A`
Alternative APN	`1229101013`

Interior

Building Area	32,302 sqft Total Area

Exterior

Lot Area	37,026 sqft (0.85 acres)
View / Lot	Traffic

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Street Address	3720 E STATE ST
City	ROCKFORD
State	IL
Zip	61108-1918
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	C2
Legal Description	BEG INSECTN W LN SEC & N LN STATE ST SE 113.29 FT N 71.92 FT W 9 FT N 39.91FT E 208.31 FT N 75 FT W 300 FT S TO POB PT NW1/4 SEC SEC: 29 TWP: 44 RANGE:
Legal Block	2
Legal Lot Number	44
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKFORD
Census Block Group	2
Census Block	2020
Census Tract	600

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	33 WHITEHALL ST, 17, NEW YORK, NY 10004-2164
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2023	Quit Claim Deed, Transfer · Commercial Mortgage DBR INVESTMENTS CO LIMITED
Jan 14, 2020	Grant Deed, Mortgage · Line of Credit NORTHWEST BK/ROCKFORD
May 23, 2019	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
May 23, 2019	Warranty Deed, Construction Loan · Line of Credit NORTHWEST BK/ROCKFORD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2019 · Amount on Record
Deed Sale	May 23, 2019 · Amount on Record
Prior Sale	Nov 6, 2014 · Amount on Record
Deed Document Number	20191017794
Last Transfer Date	Nov 3, 2023
Transfer Doc	0000026693
Record Updated	Sep 20, 2026

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Nov 9, 2023
Property Address	3720 E STATE ST, ROCKFORD, IL 61108-1918
Document Number	0000026693
Map Reference	DOC1151723
Instrument Date	Nov 2, 2023
Instrument	2326693
Transaction Type	Transfer
Record Updated	Nov 29, 2023
Title Company	MAGNUS TITLE AGENCY, MTA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 WHITEHALL ST FL 17, 17, NEW YORK, NY 10004-2164

Mortgage

Document Number	0000026694
Date	Nov 9, 2023
Instrument	2326694

Lender

Name	DBR INVESTMENTS CO LIMITED
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2020: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jan 14, 2020
Property Address	3720 E STATE ST, ROCKFORD, IL 61108-1918
Instrument Date	Jan 10, 2020
Instrument	1001212
Transaction Type	Mortgage
Record Updated	Jan 24, 2020
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	55 BROADWAY #10TH NEW YORK NY 100063008, 10TH, NEW YORK, NY 10006-3008

Mortgage

Document Number	0001001212
Date	Jan 14, 2020
Instrument	1001212

Lender

Name	NORTHWEST BK/ROCKFORD
Type	Bank
Address	3106 N ROCKTON AVE, ROCKFORD, IL 61103-2837

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.75%

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINNEBAGO IL
Recording Date	May 23, 2019
Property Address	3720 E STATE ST, ROCKFORD, IL 61108-1918
Document Number	0001017793
Instrument Date	May 15, 2019
Instrument	1017793
Transaction Type	Transfer
Record Updated	Jun 25, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	55 BROADWAY #10TH NEW YORK NY 100063008, 10TH, NEW YORK, NY 10006-3008

May 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	May 23, 2019
Property Address	3720 E STATE ST, ROCKFORD, IL 61108-1918
Document Number	0001017794
Instrument Date	May 15, 2019
Instrument	1017794
Transaction Type	Construction Loan
Record Updated	Jun 26, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,950.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	55 BROADWAY #10TH NEW YORK NY 100063008, 10TH, NEW YORK, NY 10006-3008

Mortgage

Document Number	1017795
Date	May 23, 2019
Instrument	1017795

Lender

Name	NORTHWEST BK/ROCKFORD
Type	Bank
Address	ROCKFORD, IL 61103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	May 22, 2020

Interest

Rate Type	Adjustable Rate
Rate	5.5%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Rockford Township
Municipality	Rockford City
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,596.00 (+3.81%)	$74,717 (+11.43%) Land $66,953 Building $7,764	$224,151 (+11.43%) Land $200,859 Building $23,292
2024	$6,354.00	$67,053 (+26.88%) Land $60,085 Building $6,968	$201,159 (+26.88%) Land $180,255 Building $20,904
2022		$52,846 Land $47,354 Building $5,492	$158,538 Land $142,062 Building $16,476

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1984–2015)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKFORD serves 147,051 people · EPA ID IL2010300
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
T-Mobile Fiber · Fixed Wireless	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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