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3714 E State St, Rockford, IL 61108 Property Records

Winnebago County property record for 3714 E State St, Rockford, IL 61108

Property Summary

Property TypeCommercial
Details13,685 sqft · built 1960
Lot Size0.95 acres (41,382 sqft)
OwnerCompany Name on Record
Last Sale$400,000 (Oct 2001)
Tax Bill$14,796 (2025)
Deeds & MortgagesJun 2018 Mortgage
Feb 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN174A378

Property Details

APN / Parcel Number

Primary APN174A378
Alternative APN
  • 1230226008

Interior

Stories1 Story
Building Area13,685 sqft Gross Area
1st Floor Area13,685 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Exterior MaterialCombination
Construction TypeSteel Frame
Lot Area41,382 sqft (0.95 acres)
View / LotTraffic

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number174A378
Street Address3714 E STATE ST
CityROCKFORD
StateIL
Zip61108-1918
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeC3
Legal DescriptionEXC WLY 211FT ALL ELY 310.68FT ON N LINE C/L STATE ST TO N LN NE1/4 SEC: 30TWP: 044 RANGE: 002 ACRES: 0.95
Legal Block2
Legal Lot Number44
JurisdictionWINNEBAGO IL
Township / Civil DivisionROCKFORD
Census Block Group2
Census Block2020
Census Tract600

Owner

Source: Winnebago County records, as of August 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address3714 E STATE ST, ROCKFORD, IL 61108-1918
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jun 26, 2018Deed of Trust, Mortgage
NEWTEK SMALL BUSN FIN
Feb 7, 2018Deed of Trust, Mortgage · Line of Credit
SILVER HILL FNDG LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 25, 2001 · Amount on Record
Deed SaleOct 25, 2001 · Amount on Record
Deed Document Number2001167542
Record UpdatedSep 20, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address3714 E STATE ST, ROCKFORD, IL 61108-1918
Document Number0001018231
Instrument DateJun 26, 2018
Transaction TypeMortgage
Record UpdatedJul 23, 2018
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3714 E STATE ST ROCKFORD IL 611081918, ROCKFORD, IL 61108-1918

Mortgage

Document Number0001018231
DateJun 29, 2018
Instrument1018231
Lender
NameNEWTEK SMALL BUSN FIN
TypeFunding / Finance Company
AddressLAKE SUCCESS, NY 11042
Agreement
AmountAmount Recorded

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address3714 E STATE ST, ROCKFORD, IL 61108-1918
Document Number0001004040
Instrument DateFeb 7, 2018
Transaction TypeMortgage
Record UpdatedFeb 27, 2018
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3714 E STATE ST ROCKFORD IL 611081918, ROCKFORD, IL 61108-1918

Mortgage

Document Number0001004040
DateFeb 12, 2018
Instrument1004040
Lender
NameSILVER HILL FNDG LLC
AddressCORAL GABLES, FL 33146
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 11, 2048
Interest
Rate TypeAdjustable Rate
Rate4.5%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionRockford Township
MunicipalityRockford City
Unified School DistrictRockford School District 205 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$14,796.00$167,585 (+41.38%) Land $67,220 Building $100,365$502,755 (+41.38%) Land $201,660 Building $301,095
2022$118,531 Land $47,544 Building $70,987$355,593 Land $142,632 Building $212,961

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1984–2015)
Claims Outside the SFHA1 of 2
Most Recent ClaimAug 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROCKFORD
serves 147,051 people · EPA ID IL2010300
Water SourceGroundwater
Last State InspectionJan 2024
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber		8,000 / 8,000
T-Mobile
Fiber · Fixed Wireless		2,000 / 2,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T.

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