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37245 Ruby Dr, Hilliard, FL 32046 Property Records

Nassau County property record for 37245 Ruby Dr, Hilliard, FL 32046 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1977
Square Footage1,120 sqft Living Area
Lot Size12,000 sqft (0.276 acres)
OccupancyOwner Occupied
Last Sale$120,000 (2022)
Tax Bill$1,670.00 (2025)

Property Details

APN / Parcel Number

Primary APN09-3N-24-2460-0043-0000

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Building Area1,120 sqft Living Area
1st Floor1,120 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1977
Exterior MaterialBrick Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialSlate Roof
Lot Area12,000 sqft (0.276 acres)
Depth X Width12 ft x 10 ft Depth x Width
Porch Area51 sqft Porch
Utility Building372 sqft Utility Building

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address37245 RUBY DR
CityHILLIARD
StateFL
Zip32046-8803
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 43 DAVIS HILLS SUB PB5/7
Legal Range24E
Legal Township03N
Legal Section09
Legal SubdivisionDAVIS HILLS SUB
Legal Lot Number43
JurisdictionNASSAU FL
Minor Civil DivisionCALLAHAN-HILLIARD
Census Blockgroup2
Census Block2036
Census Tract50403

Owner

Source: Nassau County records · APN 09-3N-24-2460-0043-0000

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address37245 RUBY DR, HILLIARD, FL 32046-8803
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 06, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
ROCKET MORTGAGE LLC
Aug 08, 2022Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 08, 2022 · Amount on Record
Deed SaleAug 08, 2022 · Amount on Record
Prior SaleJun 06, 2005 · Amount on Record
Deed Doc Number202227685
Deed Book / Page2582 / 1891
Prior Transfer DateAug 02, 2022
Prior Transfer Doc0025821891
Record RefreshedJun 08, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address37245 RUBY DR, HILLIARD, FL 32046-8803
Transaction TypeMortgage
Record UpdatedJan 04, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address37245 RUBY DR, HILLIARD, FL 32046-8803

Mortgage

Document Number0026821833
DateDec 06, 2023
Book Page2682/1833
Instrument202345036370
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Address1050 WOODWARD AVE, DETROIT, MI 48226
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2053

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNASSAU FL
Recording DateAug 08, 2022
Property Address37245 RUBY DR, HILLIARD, FL 32046-8803
Document Number0025821891
Book / Page2582 / 1891
Map ReferenceMB 5 PG 7
Instrument DateAug 02, 2022
Instrument202245027685
Transaction TypeTransfer
Record UpdatedAug 25, 2022
Title CompanyAMROCK INC, AMROCK LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$840.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address2520 HIBISCUS AVE, 2520, MIDDLEBURG, FL 32068-5459

Transferred To (Grantee/Buyer)

NameVerified Name
Address37245 RUBY DR, HILLIARD, FL 32046-8803

Mortgage

Document Number0025821894
DateAug 08, 2022
Instrument2582/1894
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2052

Tax Assessment & Valuation

Source: Nassau County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
MunicipalityHilliard Town
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,670.00 (+3.28%) Homeowner's exemption$141,549 (+2.9%)$148,046 (+7.13%) Land $35,000 Building $113,046
2024$1,617.00 (+3.59%) Homeowner's exemption$137,560 (+3%)$138,187 (+3.47%) Land $30,000 Building $108,187
2023$1,561.00 (-10.18%) Homeowner's exemption$133,553 (+14.74%) Land $30,000 Building $103,553$133,553 (+14.74%) Land $30,000 Building $103,553
2022$1,738.00$116,392 Land $30,000 Building $86,392$116,392 Land $30,000 Building $86,392

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Nassau County (12089C), updated January 21, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskModerate
above 46% of the US · above 17% of Florida
Wildfire LikelihoodAbout 1 in 1,064 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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