Nassau County property record for 37095 Ruby Dr, Hilliard, FL 32046 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2003 |
| Square Footage | 1,788 sqft Living Area |
| Lot Size | 12,000 sqft (0.276 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $280,000 (2024) |
| Tax Bill | $3,062.00 (2023) |
| Primary APN | 09-3N-24-2460-0035-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,788 sqft Living Area |
| Gross Area | 2,404 sqft Gross Area |
| 1st Floor | 1,172 sqft 1st Floor |
| Upper Floors | 616 sqft Upper Floors |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 12,000 sqft (0.276 acres) |
| Depth X Width | 12 ft x 10 ft Depth x Width |
| Garage Type | Attached Garage |
| Garage Area | 616 sqft Garage |
| Porch Area | 240 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 37095 RUBY DR |
|---|---|
| City | HILLIARD |
| State | FL |
| Zip | 32046-8810 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 35 DAVIS HILLS SUB PB 5/7 |
| Legal Range | 24E |
| Legal Township | 03N |
| Legal Section | 09 |
| Legal Subdivision | DAVIS HILLS SUB |
| Legal Lot Number | 35 |
| Jurisdiction | NASSAU FL |
| Minor Civil Division | CALLAHAN-HILLIARD |
| Census Blockgroup | 2 |
| Census Block | 2036 |
| Census Tract | 50403 |
Source: Nassau County records · APN 09-3N-24-2460-0035-0000
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 37095 RUBY DR, HILLIARD, FL 32046-8810 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Jan 05, 2024 | Warranty Deed, Transfer · Veterans Administration Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jun 12, 2020 | Loan Modification, Mortgage · Federal Housing Administration (FHA) Mortgage PHH MTG SVCS |
| Dec 27, 2018 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage VAN DYK MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 05, 2024 · Amount on Record |
| Deed Sale | Jan 05, 2024 · Amount on Record |
| Prior Sale | Dec 27, 2018 · Amount on Record |
| Deed Doc Number | 2024516 |
| Deed Book / Page | 2688 / 406 |
| Prior Transfer Date | Jul 17, 2015 |
| Prior Transfer Doc | 0019911854 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Jan 05, 2024 |
| Property Address | 37095 RUBY DR, HILLIARD, FL 32046-8810 |
| Document Number | 0026880406 |
| Book / Page | 2688 / 406 |
| Map Reference | MB 5 PGS 7 |
| Instrument Date | Jan 05, 2024 |
| Instrument | 202445000516 |
| Transaction Type | Transfer |
| Record Updated | Feb 29, 2024 |
| Title Company | OSCEOLA LAND TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,960.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 37095 RUBY DR, HILLIARD, FL 32046-8810 |
| Document Number | 202445000517 |
|---|---|
| Date | Jan 05, 2024 |
| Instrument | 202445000517 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2054 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 37095 RUBY DR, HILLIARD, FL 32046-8810 |
| Document Number | 0023741813 |
| Instrument Date | Jun 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 37095 RUBY DR HILLIARD FL 320468810, HILLIARD, FL 32046-8810 |
| Document Number | 0023741813 |
|---|---|
| Date | Jul 10, 2020 |
| Book Page | 002374/001813 |
| Instrument | 45021054 |
| Name | PHH MTG SVCS |
|---|---|
| Type | Mortgage Company |
| Address | WEST PALM BEACH, FL 33416-9838 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 09, 2050 |
| Rate | 3.62% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Dec 27, 2018 |
| Property Address | 37095 RUBY DR, HILLIARD, FL 32046-8810 |
| Document Number | 0022451435 |
| Book / Page | 2245 / 1435 |
| Map Reference | MB 5 PG 7 |
| Instrument Date | Dec 20, 2018 |
| Instrument | 201845039546 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,179.50 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6950 HIGHWAY 301 S, 6950, NAHUNTA, GA 31553-3640 |
| Name | Verified Name |
|---|---|
| Address | 37095 RUBY DR, HILLIARD, FL 32046-8810 |
| Document Number | 201845039547 |
|---|---|
| Date | Dec 27, 2018 |
| Instrument | 201845039547 |
| Name | VAN DYK MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2049 |
Source: Nassau County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Nassau County |
| Municipality | Hilliard Town |
| Unified School District | Nassau County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,159.00 (+3.17%) | $235,982 (+21.5%) Land $35,000 Building $200,982 | $235,982 (+21.5%) Land $35,000 Building $200,982 |
| 2023 | $3,062.00 (+19.61%) | $194,216 (+17.31%) Land $30,000 Building $164,216 | $194,216 (+17.31%) Land $30,000 Building $164,216 |
| 2022 | $2,560.00 | $165,551 Land $30,000 Building $135,551 | $165,551 Land $30,000 Building $135,551 |
Source: FEMA National Flood Hazard Layer, Nassau County (12089C), updated January 21, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Moderate above 45% of the US · above 15% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,316 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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