Nassau County property record for 37223 Ruby Dr, Hilliard, FL 32046 · Last verified February 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2004 |
| Square Footage | 988 sqft Heated Area |
| Lot Size | 12,000 sqft (0.275 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $213,000 (2022) |
| Tax Bill | $2,743.00 (2025) |
| Primary APN | 09-3N-24-2460-0042-0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 988 sqft Heated Area |
| Gross Area | 1,365 sqft Gross Area |
| 1st Floor | 988 sqft 1st Floor |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Other Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 12,000 sqft (0.275 acres) |
| Depth X Width | 120 ft x 100 ft Depth x Width |
| Garage Area | 312 sqft Garage |
| Porch | Open Porch |
| Porch Area | 65 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Street Address | 37223 RUBY DR |
|---|---|
| City | HILLIARD |
| State | FL |
| Zip | 32046-8803 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 42 DAVIS HILLS SUB PB 5/7 |
| Legal Range | 24E |
| Legal Township | 03N |
| Legal Section | 09 |
| Legal Subdivision | DAVIS HILLS SUB |
| Legal Lot Number | 42 |
| Jurisdiction | NASSAU FL |
| Minor Civil Division | CALLAHAN-HILLIARD |
| Census Blockgroup | 2 |
| Census Block | 2036 |
| Census Tract | 50403 |
Source: Nassau County records · APN 09-3N-24-2460-0042-0000
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 37223 RUBY DR, HILLIARD, FL 32046-8803 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 04, 2022 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage WATSON MORTGAGE CORP |
| May 06, 2022 | Warranty Deed, Transfer OS NATIONAL LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 04, 2022 · Amount on Record |
| Deed Sale | Aug 04, 2022 · Amount on Record |
| Prior Sale | May 06, 2022 · Amount on Record |
| Deed Doc Number | 202245027387 |
| Deed Book / Page | 2582 / 800 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Aug 04, 2022 |
| Property Address | 37223 RUBY DR, HILLIARD, FL 32046-8803 |
| Document Number | 0025820800 |
| Book / Page | 2582 / 800 |
| Map Reference | MB 5 PG 7 |
| Instrument Date | Jul 27, 2022 |
| Instrument | 202245027387 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Title Company | OS NATIONAL LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,491.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD # RD1600, 410, TEMPE, AZ 85288-7094 |
| Name | Verified Name |
|---|---|
| Address | 37223 RUBY DR, HILLIARD, FL 32046-8803 |
| Document Number | 0002582802 |
|---|---|
| Date | Aug 04, 2022 |
| Instrument | 2582/802 |
| Name | WATSON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2052 |
| Document Number | 0025820812 |
|---|---|
| Date | Aug 04, 2022 |
| Book Page | 2582/812 |
| Instrument | 202245027389 |
| Name | WATSON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | JACKSONVILLE, FL 32211 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | May 06, 2022 |
| Property Address | 37223 RUBY DR, HILLIARD, FL 32046-8803 |
| Document Number | 0025610570 |
| Book / Page | 2561 / 570 |
| Map Reference | MB 5 PG 7 |
| Instrument Date | Mar 24, 2022 |
| Instrument | 202245016591 |
| Transaction Type | Transfer |
| Record Updated | Jul 01, 2026 |
| Title Company | OS NATIONAL LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,544.20 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 37138 LEE ST, HILLIARD, FL 32046-7842 |
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976 |
| Investor | Possibly a Property Investor |
Source: Nassau County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Nassau County |
| Municipality | Hilliard Town |
| Unified School District | Nassau County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,743.00 (+6.69%) | $164,860 (+6.86%) Land $35,000 Building $129,860 | $164,860 (+6.86%) Land $35,000 Building $129,860 |
| 2024 | $2,571.00 (+2.88%) | $154,281 (+3.38%) Land $30,000 Building $124,281 | $154,281 (+3.38%) Land $30,000 Building $124,281 |
| 2023 | $2,499.00 (+29.89%) | $149,230 (+16.42%) Land $30,000 Building $119,230 | $149,230 (+16.42%) Land $30,000 Building $119,230 |
| 2022 | $1,924.00 | $128,181 Land $30,000 Building $98,181 | $128,181 Land $30,000 Building $98,181 |
Source: FEMA National Flood Hazard Layer, Nassau County (12089C), updated January 21, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Moderate above 46% of the US · above 17% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,064 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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