St. Charles County property record for 3724 Summit Dr, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,948 sqft · built 1988 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $255,000 (Aug 2019) |
| Tax Bill | $3,845 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit Mar 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A883002382 |
| Primary APN | A883002382 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,948 sqft Living Area |
| 1st Floor Area | 1,012 sqft |
| Basement Area | 992 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Composition/Composite |
| Lot Area | 13,504 sqft (0.31 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 110 sqft |
| Patio Area | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | A883002382 |
|---|---|
| Old Parcel Number | A883002382 |
| Street Address | 3724 SUMMIT DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-1914 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EAGLES RIDGE #1 LOT 63 |
| Legal Range | 04E |
| Legal Township | 46N |
| Legal Subdivision | EAGLES RIDGE #1 |
| Legal Lot Number | 63 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 311147 |
Source: St. Charles County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3724 SUMMIT DR, SAINT CHARLES, MO 63303-1914 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 24, 2022 | Deed of Trust, Mortgage · Line of Credit WEST COMMUNITY CU |
| Mar 7, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FLAT BRANCH HOME LOANS INC |
| Aug 8, 2019 | Warranty Deed, Transfer · Conventional Mortgage FIRST INTEGRITY MORTGAGE SERVICES I |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 8, 2019 · Amount on Record |
| Deed Sale | Aug 8, 2019 · Amount on Record |
| Deed Document Number | 0071201102 |
| Deed Book / Page | 7120 / 1102 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3724 SUMMIT DR, SAINT CHARLES, MO 63303-1914 |
| Transaction Type | Mortgage |
| Record Updated | Jun 7, 2022 |
| Title Company | INVESTORS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 3724 SUMMIT DR, SAINT CHARLES, MO 63303-1914 |
| Document Number | 0000029332 |
|---|---|
| Date | May 24, 2022 |
| Instrument | 2022R-029332 |
| Name | WEST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | O FALLON, MO 63368 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 1, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3724 SUMMIT DR, SAINT CHARLES, MO 63303-1914 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3724 SUMMIT DR, SAINT CHARLES, MO 63303-1914 |
| Document Number | 0000013308 |
|---|---|
| Date | Mar 7, 2022 |
| Instrument | 2022R-013308 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 8, 2019 |
| Property Address | 3724 SUMMIT DR, SAINT CHARLES, MO 63303-1914 |
| Document Number | 0071201102 |
| Book / Page | 7120 / 1102 |
| Map Reference | MB 27 PG 100 |
| Instrument Date | Aug 1, 2019 |
| Instrument | 20190808000416190 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3724 SUMMIT DR, SAINT CHARLES, MO 63303-1914 |
| Document Number | 20190808000416200 |
|---|---|
| Date | Aug 8, 2019 |
| Instrument | 20190808000416200 |
| Name | FIRST INTEGRITY MORTGAGE SERVICES I |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2049 |
Source: St. Charles County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,845.00 | $64,039 (+7.59%) | $337,049 (+7.59%) Land $60,000 Building $277,049 |
| 2023 | $59,520 | ||
| 2022 | $313,261 Land $60,000 Building $253,261 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures