St. Charles County property record for 3719 Summit Dr, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,865 sqft · built 1992 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $217,000 (Sep 2017) |
| Tax Bill | $3,720 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Sep 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | A883002377 |
| Primary APN | A883002377 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,865 sqft Living Area |
| Gross Area | 3,368 sqft |
| 1st Floor Area | 1,478 sqft |
| Basement Area | 1,460 sqft |
| Finished Basement | 1,387 sqft |
| Unfinished Basement | 73 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 430 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 68 sqft |
| Patio Area | 864 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A883002377 |
|---|---|
| Street Address | 3719 SUMMIT DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-1915 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EAGLES RIDGE #1 LOT 58 |
| Legal Subdivision | EAGLES RIDGE #1 |
| Legal Lot Number | 58 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 311147 |
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3719 SUMMIT DR, SAINT CHARLES, MO 63303-1915 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 30, 2020 | Deed of Trust, Mortgage FREEDOM MTG |
| Sep 7, 2017 | Warranty Deed, Transfer PEOPLES HM EQUITY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 7, 2017 · Amount on Record |
| Deed Sale | Sep 7, 2017 · Amount on Record |
| Prior Sale | Aug 24, 2010 · Amount on Record |
| Deed Document Number | 2017565170 |
| Deed Book / Page | 6804 / 183 |
| Prior Transfer Date | Aug 12, 2010 |
| Prior Transfer Doc | 0054350325 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3719 SUMMIT DR, SAINT CHARLES, MO 63303-1915 |
| Document Number | 0000075337 |
| Instrument Date | Sep 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3719 SUMMIT DR ST CHARLES MO 633031915, ST CHARLES, MO 63303-1915 |
| Document Number | 0000075337 |
|---|---|
| Date | Oct 6, 2020 |
| Instrument | 75337 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | ST LUOIS, MO 63005 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 5, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 7, 2017 |
| Property Address | 3719 SUMMIT DR, SAINT CHARLES, MO 63303-1915 |
| Document Number | 0068040183 |
| Book / Page | 006804 / 000183 |
| Instrument Date | Sep 6, 2017 |
| Instrument | 565170 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3719 SUMMIT DR ST CHARLES MO 633031915, ST CHARLES, MO 63303-1915 |
| Document Number | 68040185 |
|---|---|
| Date | Sep 7, 2017 |
| Book Page | 006804/000185 |
| Instrument | 565180 |
| Name | PEOPLES HM EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | BRENTWOOD, TN 37027 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 6, 2047 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $61,939 (-) | $325,997 (-) Land $42,000 Building $283,997 | |
| 2025 | $3,720.00 (+5.53%) | $61,939 (+8.77%) | $325,997 (+8.77%) Land $42,000 Building $283,997 |
| 2024 | $3,525.00 | ||
| 2023 | $56,944 | ||
| 2022 | $299,707 Land $42,000 Building $257,707 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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