3723 Summit Dr, Saint Charles, MO 63303 Property Records

St. Charles County property record for 3723 Summit Dr, Saint Charles, MO 63303 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,489 sqft · built 1990
Lot Size	0.189 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$217,500 (Apr 2017)
Tax Bill	$3,861 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A883002378`

Property Details

APN / Parcel Number

Primary APN	`A883002378`
Alternative APN	`3-0015-6293-00-0059.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,489 sqft Living Area
1st Floor Area	1,489 sqft
Basement Area	1,489 sqft
Finished Basement	1,340 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	8,276 sqft (0.189 acres)
Terrain	Low
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	65 sqft
Patio Area	388 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	A883002378
Old Parcel Number	A883002378
Street Address	3723 SUMMIT DR
City	SAINT CHARLES
State	MO
Zip	63303-1915
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAGLES RIDGE #1 LOT 59
Legal Range	04E
Legal Township	46N
Legal Subdivision	EAGLES RIDGE #1
Legal Lot Number	59
Jurisdiction	ST CHARLES MO
Township / Civil Division	HARVESTER
Census Block Group	2
Census Block	2010
Census Tract	311147

Owner

Source: St. Charles County records · APN A883002378

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3723 SUMMIT DR, SAINT CHARLES, MO 63303-1915
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Apr 07, 2017	Warranty Deed, Transfer · FHA Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 07, 2017 · Amount on Record
Deed Sale	Apr 07, 2017 · Amount on Record
Prior Sale	Oct 23, 2008 · Amount on Record
Deed Document Number	0067241010
Deed Book / Page	6724 / 1010
Record Updated	Jun 08, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	3723 SUMMIT DR, SAINT CHARLES, MO 63303-1915
Transaction Type	Mortgage
Record Updated	Dec 01, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3723 SUMMIT DR, SAINT CHARLES, MO 63303-1915

Mortgage

Document Number	2021R093143
Date	Nov 12, 2021
Instrument	2021R-093143

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 01, 2036

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 07, 2017
Property Address	3723 SUMMIT DR, SAINT CHARLES, MO 63303-1915
Document Number	0067241010
Book / Page	6724 / 1010
Map Reference	MB 27 PG 100
Instrument Date	Apr 06, 2017
Instrument	20170407000209130
Transaction Type	Transfer
Record Updated	Aug 09, 2021
Title Company	US TITLE CORPORATION AND OR

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3723 SUMMIT DR, 3723, SAINT CHARLES, MO 63303-1915

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3723 SUMMIT DR, SAINT CHARLES, MO 63303-1915

Mortgage

Document Number	20170407000209140
Date	Apr 07, 2017
Instrument	20170407000209140

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2047

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,861.00	$64,302 (+8.65%)	$338,430 (+8.65%) Land $60,000 Building $278,430
2023		$59,185
2022			$311,499 Land $60,000 Building $251,499

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 526 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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