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3724 Opal Dr, Mulberry, FL 33860 Property Records

Polk County property record for 3724 Opal Dr, Mulberry, FL 33860

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,740 sqft · built 1985
Lot Size0.301 acres (13,116 sqft)
Owner2 Individual Names on Record
Last Sale$100 (Mar 2024)
Tax Bill$697 (2024)
Deeds & MortgagesNov 2025 Mortgage
Mar 2024 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN23-29-34-142460-001410

Property Details

APN / Parcel Number

Primary APN23-29-34-142460-001410
Alternative APNs
  • 342923142460001410
  • 42923000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,740 sqft Living Area
Gross Area2,224 sqft
1st Floor Area1,740 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable
Roof MaterialOther
Lot Area13,116 sqft (0.301 acres)
Lot Dimensions145 ft deep x 86 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area484 sqft

Exterior Amenities

Pool TypeEnclosed Pool
Pool Area450 sqft
PorchScreened/Unfinished Porch
Porch Area481 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address3724 OPAL DR
CityMULBERRY
StateFL
Zip33860-8509
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionIMPERIALAKES PHASE TWO SECTION ONE B PB 69 PGS 21 THRU 26 LOT 141
Legal Range23E
Legal Township29S
Legal Section34
Legal SubdivisionIMPERIALAKES PHASE TWO SEC 1-B
Legal Phase2
Legal Tract142460
Legal Block2
Legal Lot Number141
JurisdictionPOLK FL
Township / Civil DivisionBARTOW
Census Block Group2
Census Block2009
Census Tract14906

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3724 OPAL DR, MULBERRY, FL 33860-8509
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2025Deed of Trust, Mortgage · VA Mortgage
IMPERIUM LENDING LLC
Mar 7, 2024Intrafamily Transfer, Transfer · VA Mortgage
RELIANCE FIRST CAPITAL LLC
Nov 24, 2020Deed of Trust, Mortgage · VA Mortgage
LOANUNITEDCOM LLC
Dec 26, 2019Deed of Trust, Mortgage · VA Mortgage
PENNYMAC
Feb 26, 2018Deed of Trust, Mortgage · VA Mortgage
SUNWEST MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 7, 2024 · Amount on Record
Deed SaleMar 7, 2024 · Amount on Record
Prior SaleDec 10, 2013 · Amount on Record
Deed Document Number202453884
Deed Book / Page13032 / 974
Prior Transfer DateFeb 24, 2024
Prior Transfer Doc0000053884
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address3724 OPAL DR, MULBERRY, FL 33860-8509
Transaction TypeMortgage
Record UpdatedNov 28, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3724 OPAL DR, MULBERRY, FL 33860-8509

Mortgage

Document Number0000265948
DateNov 10, 2025
Book Page13772/1003
Instrument2025265948
Lender
NameIMPERIUM LENDING LLC
TypeMortgage Company
AddressTROY, MI 48084
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055

March 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK FL
Recording DateMar 7, 2024
Property Address3724 OPAL DR, MULBERRY, FL 33860-8509
Document Number0000053884
Book / Page13032 / 974
Map ReferenceMB 69 PG 21
Instrument DateFeb 24, 2024
Instrument2024053884
Transaction TypeTransfer
Record UpdatedMar 20, 2024
Title CompanyTIMIOS INC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3724 OPAL DR, MULBERRY, FL 33860-8509

Transferred To (Grantee/Buyer)

NameVerified Name
Address3724 OPAL DR, MULBERRY, FL 33860-8509

Mortgage

Document Number0013032977
DateMar 7, 2024
Instrument13032/977
Lender
NameRELIANCE FIRST CAPITAL LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term348 Months
DueMar 1, 2053

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address3724 OPAL DR, MULBERRY, FL 33860-8509
Document Number0114810985
Instrument DateNov 24, 2020
Transaction TypeMortgage
Record UpdatedDec 23, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3724 OPAL DR MULBERRY FL 338608509, MULBERRY, FL 33860-8509

Mortgage

Document Number0114810985
DateDec 7, 2020
Book Page011481/000985
Instrument261020
Lender
NameLOANUNITEDCOM LLC
AddressNORCROSS, GA 30093
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 6, 2050

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address3724 OPAL DR, MULBERRY, FL 33860-8509
Document Number0110941214
Instrument DateDec 26, 2019
Transaction TypeMortgage
Record UpdatedJan 27, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3724 OPAL DR MULBERRY FL 338608509, MULBERRY, FL 33860-8509

Mortgage

Document Number0110941214
DateJan 2, 2020
Book Page011094/001214
Instrument419
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2050

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address3724 OPAL DR, MULBERRY, FL 33860-8509
Document Number0104140847
Instrument DateFeb 26, 2018
Transaction TypeMortgage
Record UpdatedMar 21, 2018
Title CompanyNETCO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3724 OPAL DR MULBERRY FL 338608509, MULBERRY, FL 33860-8509

Mortgage

Document Number0104140847
DateMar 6, 2018
Book Page010414/000847
Instrument48578
Lender
NameSUNWEST MTG
TypeMortgage Company
AddressCERRITOS, CA 90703
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 5, 2048

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$175,538 (+2.7%)$292,811 (-2.82%) Land $38,000 Building $254,811
2025$170,923 (+5.99%)$301,305 (+0.17%) Land $38,000 Building $263,305
2024$697.00 (+22.28%)
2023$570.00 (+10.04%) Homeowner's exemption$161,268 (+3%)$300,789 (+10.11%) Land $37,000 Building $263,789
2022$518.00 Homeowner's exemption$156,571$273,168 Land $35,000 Building $238,168

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies18 in force
Nearby Flood Claims2 (2017–2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHWEST/POLK COUNTY UTILITY
serves 39,209 people · EPA ID FL6530852
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting11
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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