3744 Opal Dr, Mulberry, FL 33860 Property Records

Polk County property record for 3744 Opal Dr, Mulberry, FL 33860

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,489 sqft · built 2000
Lot Size	0.283 acres (12,323 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Nov 2020)
Tax Bill	$2,476 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-29-34-142460-001430`

Property Details

APN / Parcel Number

Primary APN	`23-29-34-142460-001430`
Alternative APNs	`342923142460001430` `42923000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,489 sqft Living Area
Gross Area	1,929 sqft
1st Floor Area	1,489 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	12,323 sqft (0.283 acres)
Lot Dimensions	145 ft deep x 85 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	440 sqft

Exterior Amenities

Pool Type	Enclosed Pool
Porch	Finished/Open Porch
Porch Area	42 sqft
Patio Area	264 sqft
Shed	1 Shed

Location & Zoning

Street Address	3744 OPAL DR
City	MULBERRY
State	FL
Zip	33860-8509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IMPERIALAKES PHASE TWO SECTION ONE B PB 69 PGS 21 THRU 26 LOT 143
Legal Range	23E
Legal Township	29S
Legal Section	34
Legal Subdivision	IMPERIALAKES PHASE TWO SEC 1-B
Legal Phase	2
Legal Tract	142460
Legal Block	2
Legal Lot Number	143
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	2
Census Block	2009
Census Tract	14906

Owner

Source: Polk County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3744 OPAL DR, MULBERRY, FL 33860-8509
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 24, 2020 · Amount on Record
Deed Sale	Nov 24, 2020 · Amount on Record
Prior Sale	May 9, 2006 · Amount on Record
Deed Document Number	2020252269
Deed Book / Page	11467 / 726
Record Updated	Sep 20, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Nov 24, 2020
Property Address	3744 OPAL DR, MULBERRY, FL 33860-8509
Document Number	0114670726
Book / Page	011467 / 000726
Instrument Date	Nov 23, 2020
Instrument	252269
Transaction Type	Transfer
Record Updated	Dec 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,855.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	900 OLD COMBEE RD #160 LAKELAND FL 338059508, 160, LAKELAND, FL 33805-9508

Mortgage

Document Number	114670727
Date	Nov 24, 2020
Book Page	011467/000727
Instrument	252270

Lender

Name	MIMUTUAL MTG
Address	PORT HURON, MI 48060

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 23, 2050

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,476.00 (-20.46%) Homeowner's exemption	$231,736 (+5.99%)	$280,115 (-2.01%) Land $38,000 Building $242,115
2024	$3,113.00 (+6.14%)
2023	$2,933.00 (+3.82%) Homeowner's exemption	$218,646 (+3%)	$285,861 (+7.68%) Land $37,000 Building $248,861
2022	$2,825.00 Homeowner's exemption	$212,278	$265,478 Land $35,000 Building $230,478

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST/POLK COUNTY UTILITY serves 39,209 people · EPA ID FL6530852
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20