3694 Opal Dr, Mulberry, FL 33860 Property Records

Polk County property record for 3694 Opal Dr, Mulberry, FL 33860

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,748 sqft · built 1987
Lot Size0.324 acres (14,113 sqft)
OwnerCompany Name on Record
Last Sale$280,000 (Dec 2021)
Tax Bill$3,345 (2025)
Deeds & MortgagesDec 2021 Sale
Dec 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN23-29-34-142460-001380

Property Details

APN / Parcel Number

Primary APN23-29-34-142460-001380
Alternative APNs
  • 342923142460001380
  • 42923000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,748 sqft Living Area
Gross Area2,210 sqft
1st Floor Area1,748 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable
Roof MaterialOther
Lot Area14,113 sqft (0.324 acres)
Lot Dimensions145 ft deep x 89 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area462 sqft
PorchScreened/Unfinished Porch
Porch Area326 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address3694 OPAL DR
CityMULBERRY
StateFL
Zip33860-8508
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionIMPERIALAKES PHASE TWO SECTION ONE B PB 69 PGS 21 THRU 26 LOT 138
Legal Range23E
Legal Township29S
Legal Section34
Legal SubdivisionIMPERIALAKES PHASE TWO SEC 1-B
Legal Phase2
Legal Tract142460
Legal Block2
Legal Lot Number138
JurisdictionPOLK FL
Township / Civil DivisionBARTOW
Census Block Group2
Census Block2009
Census Tract14906

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address7 SAINT THOMAS ST # 801, TORONTO, ON M5S 2
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Dec 27, 2021Warranty Deed, Transfer
REALTECH TITLE LLC
Dec 28, 2017Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 27, 2021 · Amount on Record
Deed SaleDec 27, 2021 · Amount on Record
Prior SaleJan 2, 2003 · Amount on Record
Deed Document Number2021335072
Deed Book / Page12042 / 1317
Record UpdatedOct 29, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateDec 27, 2021
Property Address3694 OPAL DR, MULBERRY, FL 33860-8508
Document Number0000335072
Book / Page12042 / 1317
Map ReferenceMB 69 PG 21
Instrument DateDec 20, 2021
Instrument2021335072
Transaction TypeTransfer
Record UpdatedJan 12, 2022
Title CompanyREALTECH TITLE LLC

Transaction

AmountAmount Recorded
Tax$1,960.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3694 OPAL DR, 3694, MULBERRY, FL 33860-8508

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 S RIVERSIDE PLZ STE 2000, 2000, CHICAGO, IL 60606-6995
InvestorPossibly a Property Investor

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address3694 OPAL DR, MULBERRY, FL 33860-8508
Document Number0103612176
Book / Page010361 / 002176
Instrument DateDec 28, 2017
Transaction TypeMortgage
Record UpdatedJan 26, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3694 OPAL DR MULBERRY FL 338608508, MULBERRY, FL 33860-8508

Mortgage

Document Number0103612176
DateJan 8, 2018
Book Page010361/002176
Instrument4897
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJan 7, 2028

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$247,587 (-4.3%) Land $38,000 Building $209,587$247,587 (-4.3%) Land $38,000 Building $209,587
2025$3,345.00 (-21.22%)$258,717 (-0.42%) Land $38,000 Building $220,717$258,717 (-0.42%) Land $38,000 Building $220,717
2024$4,246.00 (+6.74%)
2023$3,978.00 (+8.81%)$259,816 (+9.97%) Land $37,000 Building $222,816$259,816 (+9.97%) Land $37,000 Building $222,816
2022$3,656.00$236,267 Land $35,000 Building $201,267$236,267 Land $35,000 Building $201,267

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies18 in force
Nearby Flood Claims2 (2017–2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHWEST/POLK COUNTY UTILITY
serves 39,209 people · EPA ID FL6530852
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting11
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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