37206 Lorena Dr, Hilliard, FL 32046 Property Records

Nassau County property record for 37206 Lorena Dr, Hilliard, FL 32046 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,579 sqft · built 2001
Lot Size	0.323 acres (14,051 sqft)
Owner	2 Individual Names on File
Last Sale	$299,000 (Apr 2026)
Tax Bill	$1,569 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-3N-24-1270-0002-0000`

Property Details

APN / Parcel Number

Primary APN	`16-3N-24-1270-0002-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,579 sqft Living Area
Gross Area	2,062 sqft
1st Floor Area	1,579 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2011
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	14,051 sqft (0.323 acres)
Garage Type	Attached
Garage Area	483 sqft

Exterior Amenities

Porch	Screened/Unfinished Porch
Porch Area	85 sqft
Patio Area	220 sqft
Shed	1 Shed
Shed Area	160 sqft
Pole Barn	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	37206 LORENA DR
City	HILLIARD
State	FL
Zip	32046-7732
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 LORENA SUB PB 5/313
Legal Range	24E
Legal Township	03N
Legal Section	16
Legal Subdivision	LORENA SUB
Legal Lot Number	2
Jurisdiction	NASSAU FL
Township / Civil Division	CALLAHAN-HILLIARD
Census Block Group	2
Census Block	2018
Census Tract	50401

Owner

Source: Nassau County records · APN 16-3N-24-1270-0002-0000

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	37206 LORENA DR, HILLIARD, FL 32046-7732
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORPORATION
Apr 10, 2026	Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORPORATION
Jun 10, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CHICAGO MORTGAGE SOLUTIONS CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 10, 2026 · Amount on Record
Deed Sale	Apr 10, 2026 · Amount on Record
Prior Sale	Feb 09, 2015 · Amount on Record
Deed Document Number	202610618
Deed Book / Page	2860 / 85
Prior Transfer Date	Jun 04, 2021
Prior Transfer Doc	0024691273
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Apr 10, 2026
Property Address	37206 LORENA DR, HILLIARD, FL 32046-7732
Document Number	0028600085
Book / Page	2860 / 85
Instrument Date	Mar 31, 2026
Instrument	202610618
Transaction Type	Transfer
Record Updated	Jul 02, 2026
Title Company	LANDMARK TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$211,393.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37206 LORENA DR, HILLIARD, FL 32046-7732

Mortgage

Document Number	0000010619,
Date	Apr 10, 2026
Instrument	202610619

Lender

Name	AMERICAN PACIFIC MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2056

Interest

Rate	6.6%
Max Rate	-1%

Mortgage

Document Number	0000010620,
Date	Apr 10, 2026
Book Page	2860/101
Instrument	202610620

Lender

Name	FLORIDA HOUSING FINANCE CORP

Agreement

Amount	Amount Recorded

Interest

Rate	5.98%
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Apr 10, 2026
Property Address	37206 LORENA DR, HILLIARD, FL 32046-7732
Document Number	0000010618
Book / Page	2860 / 85
Instrument Date	Mar 31, 2026
Instrument	2026.10618
Transaction Type	Transfer
Record Updated	May 06, 2026
Title Company	LANDMARK TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$211,393.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37206 LORENA DR, HILLIARD, FL 32046-7732

Mortgage

Document Number	0000010619,
Date	Apr 10, 2026
Instrument	2026..10619

Lender

Name	AMERICAN PACIFIC MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2056

Interest

Rate	5.98%
Max Rate	-1%

Mortgage

Document Number	0000010620,
Date	Apr 10, 2026
Book Page	2860/101
Instrument	2026.10620

Lender

Name	FLORIDA HOUSING FINANCE CORP

Agreement

Amount	Amount Recorded

Interest

Rate	5.98%
Max Rate	-1%

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NASSAU FL
Recording Date	Jun 10, 2021
Property Address	37206 LORENA DR, HILLIARD, FL 32046-7732
Document Number	0024691273
Book / Page	2469 / 1273
Map Reference	MB 5 PG 313
Instrument Date	Jun 04, 2021
Instrument	202145021757
Transaction Type	Transfer
Record Updated	Jul 06, 2021
Title Company	GLOBAL TTL PROFESSIONALS LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37206 LORENA DR, HILLIARD, FL 32046-7732

Mortgage

Document Number	24691275
Date	Jun 10, 2021
Instrument	2469/1275

Lender

Name	CHICAGO MORTGAGE SOLUTIONS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

Tax Assessment & Valuation

Source: Nassau County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Municipality	Hilliard Town
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,569.00 (+3.36%) Homeowner's exemption	$135,430 (+2.9%)	$268,423 (+8.41%) Land $24,000 Building $244,423
2024	$1,518.00 (+3.69%) Homeowner's exemption	$131,613 (+3%)	$247,603 (+3.92%) Land $22,000 Building $225,603
2023	$1,464.00 (+11.76%) Homeowner's exemption	$127,780 (+3%)	$238,254 (+20.39%) Land $22,000 Building $216,254
2022	$1,310.00 Homeowner's exemption	$124,058	$197,894 Land $22,000 Building $175,894

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Nassau County (12089C), updated January 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120890504012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force

Wildfire

Wildfire Risk	Moderate above 57% of the US · above 29% of Florida
Wildfire Likelihood	About 1 in 769 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 50 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Uniti Group	DSL	200 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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