37145 Lorena Dr, Hilliard, FL 32046 Property Records

Nassau County property record for 37145 Lorena Dr, Hilliard, FL 32046 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,383 sqft · built 2002
Lot Size	0.334 acres (14,568 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Dec 2022)
Tax Bill	$3,147 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Apr 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-3N-24-1270-0019-0000`

Property Details

APN / Parcel Number

Primary APN	`16-3N-24-1270-0019-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,383 sqft Heated Area
Gross Area	2,234 sqft
1st Floor Area	1,383 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2017
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,568 sqft (0.334 acres)
Garage Area	404 sqft
Porch	Open Porch
Porch Area	202 sqft
Patio Area	245 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	37145 LORENA DR
City	HILLIARD
State	FL
Zip	32046-7717
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 19 LORENA SUB PB 5/313
Legal Range	24E
Legal Township	03N
Legal Section	16
Legal Subdivision	LORENA SUB
Legal Lot Number	19
Jurisdiction	NASSAU FL
Township / Civil Division	CALLAHAN-HILLIARD
Census Block Group	2
Census Block	2018
Census Tract	50401

Owner

Source: Nassau County records · APN 16-3N-24-1270-0019-0000

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	37145 LORENA DR, HILLIARD, FL 32046-7717
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2022	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
Apr 21, 2022	Warranty Deed, Transfer OS NATIONAL LLC
Mar 25, 2020	Warranty Deed, Transfer BANK OF ENGLAND
Dec 11, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 29, 2022 · Amount on Record
Deed Sale	Dec 29, 2022 · Amount on Record
Prior Sale	Apr 21, 2022 · Amount on Record
Deed Document Number	202245042265
Deed Book / Page	2610 / 1490
Record Updated	Jun 08, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Dec 29, 2022
Property Address	37145 LORENA DR, HILLIARD, FL 32046-7717
Document Number	0026101490
Book / Page	2610 / 1490
Map Reference	MB 5 PG 313
Instrument Date	Dec 22, 2022
Instrument	202245042265
Transaction Type	Transfer
Record Updated	Jan 12, 2023
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,890.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	37145 LORENA DR, HILLIARD, FL 32046-7717

Mortgage

Document Number	0026101492
Date	Dec 29, 2022
Instrument	2610/1492

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2053

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Apr 21, 2022
Property Address	37145 LORENA DR, HILLIARD, FL 32046-7717
Document Number	0025570148
Book / Page	2557 / 148
Map Reference	MB 5 PG 313
Instrument Date	Apr 13, 2022
Instrument	202245014451
Transaction Type	Transfer
Record Updated	Jul 01, 2026
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Tax	$2,008.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	37225 INGHAM RD, HILLIARD, FL 32046-7705

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Mar 25, 2020
Property Address	37145 LORENA DR, HILLIARD, FL 32046-7717
Document Number	0023491873
Book / Page	002349 / 001873
Instrument Date	Mar 02, 2020
Instrument	45009717
Transaction Type	Transfer
Record Updated	Jun 15, 2020
Title Company	DOCPROBE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,421.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	37145 LORENA DR HILLIARD FL 320467717, HILLIARD, FL 32046-7717

Mortgage

Document Number	23491876
Date	Mar 25, 2020
Book Page	002349/001876
Instrument	45009718

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 24, 2050

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Dec 11, 2019
Property Address	37145 LORENA DR, HILLIARD, FL 32046-7717
Document Number	0023240841
Book / Page	002324 / 000841
Instrument Date	Dec 05, 2019
Instrument	45039124
Transaction Type	Transfer
Record Updated	Jan 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$871.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45280 STRATTON RD CALLAHAN FL 320116022, CALLAHAN, FL 32011-6022

Tax Assessment & Valuation

Source: Nassau County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Municipality	Hilliard Town
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,147.00 (+3.01%) Homeowner's exemption	$230,284 (+2.9%)	$236,333 (+4.74%) Land $24,000 Building $212,333
2024	$3,055.00 (+3.1%) Homeowner's exemption	$223,794 (+3%)	$225,646 (+3.85%) Land $22,000 Building $203,646
2023	$2,963.00 (+62.89%) Homeowner's exemption	$217,276 (+39.09%) Land $22,000 Building $195,276	$217,276 (+17.93%) Land $22,000 Building $195,276
2022	$1,819.00 Homeowner's exemption	$156,216	$184,246 Land $22,000 Building $162,246

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Nassau County (12089C), updated January 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120890504012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force

Wildfire

Wildfire Risk	Moderate above 57% of the US · above 29% of Florida
Wildfire Likelihood	About 1 in 769 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 50 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Uniti Group	DSL	200 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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