Nassau County property record for 37146 Lorena Dr, Hilliard, FL 32046
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,710 sqft · built 2002 |
| Lot Size | 0.334 acres (14,569 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $113,400 (Jan 2002) |
| Tax Bill | $1,392 (2025) |
| Deeds & Mortgages | Sep 2025 Second Mortgage Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-3N-24-1270-0005-0000 |
| Primary APN | 16-3N-24-1270-0005-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,710 sqft Heated Area |
| Gross Area | 2,530 sqft |
| 1st Floor Area | 1,710 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Exterior Material | Other |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,569 sqft (0.334 acres) |
| Garage Area | 484 sqft |
| Porch | Open Porch |
| Porch Area | 24 sqft |
| Patio Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 37146 LORENA DR |
|---|---|
| City | HILLIARD |
| State | FL |
| Zip | 32046-7716 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LOT 5 IN OR 1030/1787 LORENA SUB PB 5/313 |
| Legal Range | 24E |
| Legal Township | 03N |
| Legal Section | 16 |
| Legal Subdivision | LORENA SUB |
| Legal Lot Number | 5 |
| Jurisdiction | NASSAU FL |
| Township / Civil Division | CALLAHAN-HILLIARD |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 50401 |
Source: Nassau County records · APN 16-3N-24-1270-0005-0000
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 37146 LORENA DR, HILLIARD, FL 32046-7716 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 25, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage VYSTAR CU |
| Jan 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 15, 2002 · Amount on Record |
| Deed Sale | Jan 15, 2002 · Amount on Record |
| Deed Document Number | 0010301787 |
| Deed Book / Page | 1030 / 1787 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 37146 LORENA DR, HILLIARD, FL 32046-7716 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Name | Verified Name |
|---|---|
| Address | 37146 LORENA DR, HILLIARD, FL 32046-7716 |
| Document Number | 0028180771 |
|---|---|
| Date | Sep 25, 2025 |
| Book Page | 2818/771 |
| Instrument | 202545029313 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 01, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 37146 LORENA DR, HILLIARD, FL 32046-7716 |
| Transaction Type | Mortgage |
| Record Updated | Mar 04, 2021 |
| Title Company | COAST TITLE |
| Name | Verified Name |
|---|---|
| Address | 37146 LORENA DR, HILLIARD, FL 32046-7716 |
| Document Number | 0024280416 |
|---|---|
| Date | Jan 26, 2021 |
| Book Page | 2428/416 |
| Instrument | 202145002743 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
Source: Nassau County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Nassau County |
| Municipality | Hilliard Town |
| Unified School District | Nassau County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,392.00 (+3.34%) Homeowner's exemption | $124,850 (+2.9%) | $245,650 (+7.5%) Land $24,000 Building $221,650 |
| 2024 | $1,347.00 (+3.86%) Homeowner's exemption | $121,331 (+3%) | $228,504 (+4.11%) Land $22,000 Building $206,504 |
| 2023 | $1,297.00 (+12.2%) Homeowner's exemption | $117,797 (+3%) | $219,474 (+18.01%) Land $22,000 Building $197,474 |
| 2022 | $1,156.00 Homeowner's exemption | $114,366 | $185,975 Land $22,000 Building $163,975 |
Source: FEMA National Flood Hazard Layer as of January 21, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
| Wildfire Risk | Moderate above 57% of the US · lower than 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Uniti Group DSL | 200 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 50 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HILLIARD WTP serves 3,036 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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