Kent County property record for 3720 Oak Bluff Dr SE, Grand Rapids, MI 49546
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,110 sqft · built 1989 |
| Lot Size | 1.12 acres (48,787 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $257,000 (Apr 2010) |
| Tax Bill | $6,549 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Nov 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-19-21-111-036 |
| Primary APN | 41-19-21-111-036 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Building Area | 2,110 sqft Living Area |
| 1st Floor Area | 4,044 sqft |
| Basement Area | 1,946 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Ranch |
| Lot Area | 48,787 sqft (1.12 acres) |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3720 OAK BLUFF DR SE |
|---|---|
| City | GRAND RAPIDS |
| State | MI |
| Zip | 49546-9211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | PART NW 1/4 COM AT INT OF N&S 1/4 LINE & S LINE OF FOREST RIDGE ESTATES NO.2 TH N 89D 14M 00S W ALONG SD S LINE 181.84 FT TH |
| Legal Range | 10W |
| Legal Township | 06N |
| Legal Section | 21 |
| Legal Subdivision | LINE & S LINE OF FOREST RIDGE ESTATES |
| Jurisdiction | KENT MI |
| Township / Civil Division | CASCADE |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 12203 |
Source: Kent County records, as of September 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3720 OAK BLUFF DR SE, GRAND RAPIDS, MI 49546-9211 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 10, 2022 | Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU |
| Nov 6, 2019 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Jan 19, 2017 | Trustee's Deed, Construction Loan · Construction Mortgage LAKE MI CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 26, 2010 · Amount on Record |
| Deed Sale | Apr 26, 2010 · Amount on Record |
| Prior Sale | Aug 28, 2009 · Amount on Record |
| Deed Document Number | 201037228 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MI |
| Property Address | 3720 OAK BLUFF DR SE, GRAND RAPIDS, MI 49546-9211 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3720 OAK BLUFF DR SE, GRAND RAPIDS, MI 49546-9211 |
| Document Number | 0000063420 |
|---|---|
| Date | Aug 10, 2022 |
| Instrument | 20220810-0063420 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49512 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 15, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MI |
| Property Address | 3720 OAK BLUFF DR SE, GRAND RAPIDS, MI 49546-9211 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000086647 |
|---|---|
| Date | Nov 6, 2019 |
| Instrument | 20191106-0086647 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 18, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | KENT MI |
| Recording Date | Jan 19, 2017 |
| Property Address | 3720 OAK BLUFF DR SE, GRAND RAPIDS, MI 49546-9211 |
| Instrument Date | Jan 9, 2017 |
| Instrument | 5070 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 24, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3720 OAK BLUFF DR SE GRAND RAPIDS MI 495469211, GRAND RAPIDS, MI 49546-9211 |
| Document Number | 0000005070 |
|---|---|
| Date | Jan 19, 2017 |
| Instrument | 5070 |
| Name | LAKE MI CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 18, 2032 |
Source: Kent County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Kent County |
| County Subdivision | Cascade Charter Township |
| Unified School District | Forest Hills Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $344,100 (+13.75%) | $688,200 (+13.75%) | |
| 2025 | $6,549.00 (+16.82%) Homeowner's exemption | $302,500 (+15.94%) | $605,000 (+15.94%) |
| 2023 | $260,900 | $521,800 | |
| 2019 | $5,606.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRAND RAPIDS serves 306,901 people · EPA ID MI0002790 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 7 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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