3689 Oak Bluff Dr SE, Grand Rapids, MI 49546 Property Records

Kent County property record for 3689 Oak Bluff Dr SE, Grand Rapids, MI 49546

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 2,912 sqft · built 1974
Lot Size0.036 acres (1,595 sqft)
Owner2 Individual Names on Record
Last Sale$254,000 (Mar 2015)
Tax Bill$5,979 (2025)
Deeds & MortgagesNov 2020 Mortgage
Nov 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN41-19-21-111-019

Property Details

APN / Parcel Number

Primary APN41-19-21-111-019

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,912 sqft Living Area
1st Floor Area1,593 sqft
Basement Area1,248 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Lot Area1,595 sqft (0.036 acres)
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address3689 OAK BLUFF DR SE
CityGRAND RAPIDS
StateMI
Zip49546-9211
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOT 53 * FOREST RIDGE ESTATES NO.2
Legal SubdivisionFOREST RIDGE ESTATES
Legal Lot Number53
JurisdictionKENT MI
Township / Civil DivisionCASCADE
Census Block Group2
Census Block2019
Census Tract12203

Owner

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3689 OAK BLUFF DR SE, GRAND RAPIDS, MI 49546-9211
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
ISABELLA BANK
Nov 15, 2017Quit Claim Deed, Transfer · Conventional with PMI
JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 2, 2015 · Amount on Record
Deed SaleMar 2, 2015 · Amount on Record
Prior SaleJun 21, 2005 · Amount on Record
Deed Document Number201515617
Last Transfer DateOct 25, 2017
Transfer Doc0000096315
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT MI
Property Address3689 OAK BLUFF DR SE, GRAND RAPIDS, MI 49546-9211
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000112122
DateNov 23, 2020
Instrument20201123-0112122
Lender
NameISABELLA BANK
TypeBank
AddressMOUNT PLEASANT, MI 48858
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

November 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENT MI
Recording DateNov 15, 2017
Property Address3689 OAK BLUFF DR SE, GRAND RAPIDS, MI 49546-9211
Document Number0000096315
Instrument DateOct 25, 2017
Instrument96315
Transaction TypeTransfer
Record UpdatedDec 12, 2017
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3689 OAK BLUFF DR SE GRAND RAPIDS MI 495469211, GRAND RAPIDS, MI 49546-9211

Mortgage

Document Number96316
DateNov 15, 2017
Instrument96316
Lender
NameJG WENTWORTH HM LNDG
AddressWOODBRIDGE, VA 22192
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 14, 2047

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyKent County
County SubdivisionCascade Charter Township
Unified School DistrictForest Hills Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$300,900 (+15.02%)$601,800 (+15.02%)
2025$5,979.00 (+16.82%) Homeowner's exemption$261,600 (+19.89%)$523,200 (+19.89%)
2023$218,200$436,400
2019$5,118.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 87% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGRAND RAPIDS
serves 306,901 people · EPA ID MI0002790
Water SourceSurface water
Last State InspectionAug 2025
Lead7 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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