3694 Oak Bluff Dr SE, Grand Rapids, MI 49546 Property Records

Kent County property record for 3694 Oak Bluff Dr SE, Grand Rapids, MI 49546

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,256 sqft · built 1973
Lot Size0.033 acres (1,478 sqft)
OwnerTrust Name on File
Last Sale$362,000 (Jun 2018)
Tax Bill$5,257 (2025)
Deeds & MortgagesSep 2019 Mortgage
Aug 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN41-19-21-114-004

Property Details

APN / Parcel Number

Primary APN41-19-21-114-004

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,256 sqft Living Area
1st Floor Area1,216 sqft
Basement Area1,136 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Lot Area1,478 sqft (0.033 acres)
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address3694 OAK BLUFF DR SE
CityGRAND RAPIDS
StateMI
Zip49546-9211
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Description*LOT 54 * FOREST RIDGE ESTATES NO.2
Legal SubdivisionFOREST RIDGE ESTATES
Legal Lot Number54
JurisdictionKENT MI
Township / Civil DivisionCASCADE
Census Block Group2
Census Block2019
Census Tract12203

Owner

3694 Oak Bluff Dr SE is owner-occupied and held in a trust since June 2020.

Source: Kent County records, as of September 18, 2026

Owner of RecordTrust Name on File
Mailing Address3694 OAK BLUFF DR SE, GRAND RAPIDS, MI 49546-9211
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 11, 2019Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Aug 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Jun 30, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Jun 21, 2018Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
Jul 14, 2017Deed of Trust, Mortgage · Conventional Mortgage
LAKE MI CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 21, 2018 · Amount on File
Deed SaleJun 21, 2018 · Amount on File
Prior SaleAug 12, 2013 · Amount on File
Deed Document Number201847732
Last Transfer DateJun 24, 2020
Transfer Doc0000056535
Record UpdatedOct 29, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT MI
Property Address3694 OAK BLUFF DR SE, GRAND RAPIDS, MI 49546-9211
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000068884
DateSep 11, 2019
Instrument20190911-0068884
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueSep 1, 2034

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT MI
Property Address3694 OAK BLUFF DR SE, GRAND RAPIDS, MI 49546-9211
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000074474
DateAug 19, 2020
Instrument20200819-0074474
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueSep 1, 2035

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENT MI
Recording DateJun 30, 2020
Property Address3694 OAK BLUFF DR SE, GRAND RAPIDS, MI 49546-9211
Document Number0000056535
Instrument DateJun 24, 2020
Instrument56535
Transaction TypeTransfer
Record UpdatedAug 21, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address3694 OAK BLUFF DR SE GRAND RAPIDS MI 495469211, GRAND RAPIDS, MI 49546-9211

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENT MI
Recording DateJun 21, 2018
Property Address3694 OAK BLUFF DR SE, GRAND RAPIDS, MI 49546-9211
Document Number0000047732
Map ReferenceLB72 PG44
Instrument DateJun 7, 2018
Instrument20180621-0047732
Transaction TypeTransfer
Record UpdatedJul 30, 2021
Title CompanyGRAND RAPIDS TITLE CO LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,113.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3694 OAK BLUFF DR SE, 3694, GRAND RAPIDS, MI 49546-9211

Transferred To (Grantee/Buyer)

NameVerified Name
Address7345 VENTURA DR SE, GRAND RAPIDS, MI 49546-9711

Mortgage

Document Number0000047733
DateJun 21, 2018
Instrument20180621-0047733
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2048

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT MI
Property Address3694 OAK BLUFF DR SE, GRAND RAPIDS, MI 49546-9211
Document Number0000010617
Instrument DateJul 14, 2017
Transaction TypeMortgage
Record UpdatedFeb 27, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3694 OAK BLUFF DR SE GRAND RAPIDS MI 495469211, GRAND RAPIDS, MI 49546-9211

Mortgage

Document Number0000010617
DateFeb 9, 2018
Instrument10617
Lender
NameLAKE MI CU
TypeCredit Union
AddressGRAND RAPIDS, MI 49501-2848
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term60 Months
DueFeb 8, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 3694 Oak Bluff Dr SE was $5,257.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyKent County
County SubdivisionCascade Charter Township
Unified School DistrictForest Hills Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$242,400 (+13.8%)$484,800 (+13.8%)
2025$5,257.00 Homeowner's exemption$213,000$426,000
2023$176,200$352,400
2019$4,468.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3694 Oak Bluff Dr SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3694 Oak Bluff Dr SE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 87% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGRAND RAPIDS
serves 306,901 people · EPA ID MI0002790
Water SourceSurface water
Last State InspectionAug 2025
Lead7 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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