372 Shadyside Rd, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 372 Shadyside Rd, Ramsey, NJ 07446

Property Summary

Property Type	Single Family Home
Details	2,985 sqft · built 1940
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Jan 1995)
Tax Bill	$20,040 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Jan 2022 Line of Credit + 2 more
Flood Zone	Zone AE (high risk)
APN	`48-02002-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`48-02002-0000-00010`
Alternative APN	`480200200010`

Interior

Stories	1 Story
Building Area	2,985 sqft Living Area
1st Floor Area	2,985 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Construction Type	Frame
Lot Area	21,780 sqft (0.5 acres)

Location & Zoning

Street Address	372 SHADYSIDE RD
City	RAMSEY
State	NJ
Zip	07446-1731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	0.500AC
Legal Block	2002
Legal Lot Number	10
Jurisdiction	BERGEN NJ
Township / Civil Division	RAMSEY
Census Block Group	2
Census Block	2006
Census Tract	44100

Owner

372 Shadyside Rd is owned and occupied by two individuals who acquired it in December 2006.

Source: Bergen County and Ramsey Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	372 SHADYSIDE RD, RAMSEY, NJ 07446-1731
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Deed of Trust, Mortgage · Line of Credit COLUMBIA BANK
Jan 13, 2022	Deed of Trust, Mortgage · Line of Credit COLUMBIA BANK
May 26, 2021	Deed of Trust, Mortgage COLUMBIA BANK
Apr 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 1995 · Amount on File
Deed Sale	Jan 9, 1995 · Amount on File
Deed Book / Page	7760 / 163
Last Transfer Date	Dec 22, 2006
Transfer Doc	9227000171
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	372 SHADYSIDE RD, RAMSEY, NJ 07446-1731
Transaction Type	Mortgage
Record Updated	Oct 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056120827
Date	Sep 30, 2025
Book Page	5612/827
Instrument	2025067270

Lender

Name	COLUMBIA BANK
Type	Bank
Address	FAIR LAWN, NJ 07410

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	372 SHADYSIDE RD, RAMSEY, NJ 07446-1731
Transaction Type	Mortgage
Record Updated	Mar 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045360279
Date	Jan 13, 2022
Book Page	4536/279
Instrument	2022006040

Lender

Name	COLUMBIA BANK
Type	Bank
Address	FAIR LAWN, NJ 07410

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	372 SHADYSIDE RD, RAMSEY, NJ 07446-1731
Transaction Type	Mortgage
Record Updated	Jul 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041700616
Date	May 26, 2021
Book Page	4170/616
Instrument	2021084269

Lender

Name	COLUMBIA BANK
Type	Bank
Address	FAIR LAWN, NJ 07410

Agreement

Amount	Amount on Record

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	372 SHADYSIDE RD, RAMSEY, NJ 07446-1731
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ELITE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035660129
Date	Apr 8, 2020
Book Page	3566/129
Instrument	20-037768

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 372 Shadyside Rd was $20,040, up 1.4% from the year before.

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,016,700 (+4.46%) Land $422,800 Building $593,900	$1,016,700 (+4.46%) Land $422,800 Building $593,900
2025	$20,040.00 (+1.45%)	$973,300 Land $384,800 Building $588,500	$973,300 Land $384,800 Building $588,500
2024	$19,754.00
2023		$700,000 Land $308,800 Building $391,200	$700,000 Land $308,800 Building $391,200
2022	$18,361.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 372 Shadyside Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2005–2011)
Most Recent Claim	Sep 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 372 Shadyside Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001
Water Source	Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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