Bergen County and Ramsey Borough property record for 345 Shadyside Rd, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 3,525 sqft · built 1964 |
| Lot Size | 0.735 acres (32,017 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $662,000 (May 2018) |
| Tax Bill | $21,158 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage May 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-02001-0000-00025 |
| Primary APN | 48-02001-0000-00025 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,525 sqft Living Area |
| 1st Floor Area | 3,525 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Construction Type | Frame |
| Lot Area | 32,017 sqft (0.735 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 345 SHADYSIDE RD |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-1744 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 0.735AC |
| Legal Block | 2001 |
| Legal Lot Number | 25 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 44100 |
Source: Bergen County and Ramsey Borough records, as of October 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 345 SHADYSIDE RD, RAMSEY, NJ 07446-1744 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SUNQUEST FUNDING LLC |
| May 24, 2018 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 24, 2018 · Amount on Record |
| Deed Sale | May 24, 2018 · Amount on Record |
| Prior Sale | Oct 23, 2015 · Amount on Record |
| Deed Document Number | 201818-036859 |
| Deed Book / Page | 2950 / 148 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 345 SHADYSIDE RD, RAMSEY, NJ 07446-1744 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NOBLE TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0037951159 |
|---|---|
| Date | Oct 28, 2020 |
| Book Page | 3795/1159 |
| Instrument | 20-111919 |
| Name | SUNQUEST FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CRANFORD, NJ 07016 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 24, 2018 |
| Property Address | 345 SHADYSIDE RD, RAMSEY, NJ 07446-1744 |
| Document Number | 0029500148 |
| Book / Page | 2950 / 148 |
| Instrument Date | Apr 30, 2018 |
| Instrument | 00018-036859 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 345 SHADYSIDE RD, RAMSEY, NJ 07446-1744 |
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,078,700 (+4.97%) Land $459,100 Building $619,600 | $1,078,700 (+4.97%) Land $459,100 Building $619,600 | |
| 2025 | $21,158.00 (+2.82%) | $1,027,600 (+40.92%) Land $419,100 Building $608,500 | $1,027,600 (+40.92%) Land $419,100 Building $608,500 |
| 2024 | $20,578.00 (+7.59%) | ||
| 2023 | $729,200 Land $336,800 Building $392,400 | $729,200 Land $336,800 Building $392,400 | |
| 2022 | $19,126.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 2 (2005–2011) |
| Most Recent Claim | Sep 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
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