325 Shadyside Rd, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 325 Shadyside Rd, Ramsey, NJ 07446

Property Summary

Property Type	Single Family Home
Details	2,827 sqft · built 1964
Lot Size	1.15 acres (50,094 sqft)
Owner	2 Individual Names on File
Last Sale	$940,000 (Sep 2024)
Tax Bill	$19,515 (2025)
Deeds & Mortgages	Sep 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-02001-0000-00026`

Property Details

APN / Parcel Number

Primary APN	`48-02001-0000-00026`
Alternative APN	`480200100026`

Interior

Stories	1 Story
Building Area	2,827 sqft Living Area
1st Floor Area	2,827 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Construction Type	Frame
Lot Area	50,094 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	325 SHADYSIDE RD
City	RAMSEY
State	NJ
Zip	07446-1744
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	1.150AC
Legal Subdivision	BOROUGH/RAMSEY
Legal Block	2001
Legal Lot Number	26
Jurisdiction	BERGEN NJ
Township / Civil Division	RAMSEY
Census Block Group	2
Census Block	2007
Census Tract	44100

Owner

325 Shadyside Rd is owned and occupied by two individuals who bought it in September 2024.

Source: Bergen County and Ramsey Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	325 SHADYSIDE RD, RAMSEY, NJ 07446-1744
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2024 · Amount on File
Deed Sale	Sep 20, 2024 · Amount on File
Prior Sale	Jul 12, 2003 · Amount on File
Deed Document Number	202456338
Deed Book / Page	5326 / 630
Prior Transfer Date	May 21, 2015
Prior Transfer Doc	0020001620
Record Updated	Oct 29, 2026

September 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Sep 20, 2024
Property Address	325 SHADYSIDE RD, RAMSEY, NJ 07446-1744
Document Number	0053260630
Book / Page	5326 / 630
Instrument Date	Aug 6, 2024
Instrument	2024056338
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	SAND LANE TITLE AGENCY LLC, SAFE LAND TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,879.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	269 REDWOOD CT, RAMSEY, NJ 07446-1188

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	825 SHADYSIDE ROAD, RAMSEY, NJ 07446

Mortgage

Document Number	2024056339
Date	Sep 20, 2024
Instrument	2024056339

Lender

Name	CLASSIC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 325 Shadyside Rd was $19,515, down 2% from the year before.

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$992,500 (+4.72%) Land $477,100 Building $515,400	$992,500 (+4.72%) Land $477,100 Building $515,400
2025	$19,515.00 (-2.02%)	$947,800 Land $437,100 Building $510,700	$947,800 Land $437,100 Building $510,700
2024	$19,918.00
2023		$705,800 Land $351,800 Building $354,000	$705,800 Land $351,800 Building $354,000
2022	$18,513.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 325 Shadyside Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2005–2011)
Most Recent Claim	Sep 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 325 Shadyside Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001
Water Source	Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880