3717 Ricky Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3717 Ricky Ln, Saint Cloud, FL 34772 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,536 sqft · built 2016
Lot Size0.179 acres (7,797 sqft)
Owner2 Individual Names on File
Tax Bill$2,466 (2025)
Deeds & MortgagesNov 2023 Transfer
Jun 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN26-26-30-0068-0001-2470

Property Details

APN / Parcel Number

Primary APN26-26-30-0068-0001-2470
Alternative APNs
  • 263026006800012470
  • 153718

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,536 sqft Living Area
Gross Area2,105 sqft
1st Floor Area1,536 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleConventional
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,797 sqft (0.179 acres)
Lot Dimensions125 ft deep x 62.5 ft wide
Garage TypeAttached
Garage Area386 sqft
Parking Spaces1 Parking Space
PorchFlorida Room
Porch Area183 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address3717 RICKY LN
CitySAINT CLOUD
StateFL
Zip34772-8262
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBRISTOL COVE AT DEER CREEK PH 2 PB 20 PG 37-40 LOT 247
Legal Range30E
Legal Township26S
Legal Section26
Legal SubdivisionBRISTOL COVE AT DEER CREEK PH 2
Legal Phase2
Legal Tract68
Legal Block1
Legal Lot Number247
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2012
Census Tract43207

Owner

Source: Osceola County records · APN 26-26-30-0068-0001-2470

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3717 RICKY LN, SAINT CLOUD, FL 34772-8262
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Nov 28, 2023Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Jun 02, 2022Intrafamily Transfer, Transfer · FHA Mortgage
TITAN MUTUAL LENDING INC
Jan 10, 2017Grant Deed, Transfer · FHA Mortgage
HOME SOLUTION LENDERS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 02, 2022
Deed SaleJun 02, 2022
Prior SaleJan 10, 2017 · Amount on Record
Deed Document Number202285911
Deed Book / Page6224 / 2005
Last Transfer DateAug 14, 2024
Transfer Doc0066512492
Record UpdatedSep 20, 2026

November 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateNov 28, 2023
Property Address3717 RICKY LN, SAINT CLOUD, FL 34772-8262
Document Number0065102345
Book / Page6510 / 2345
Map ReferenceMB 20 PG 37-40
Instrument DateNov 17, 2023
Instrument2023155439
Transaction TypeTransfer
Record UpdatedDec 20, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3717 RICKY LN, SAINT CLOUD, FL 34772-8262

Transferred To (Grantee/Buyer)

NameVerified Name
Address3717 RICKY LN, SAINT CLOUD, FL 34772-8262

June 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateJun 02, 2022
Property Address3717 RICKY LN, SAINT CLOUD, FL 34772-8262
Document Number0062242005
Book / Page6224 / 2005
Map ReferenceMB 20 PG 37-40
Instrument DateMay 25, 2022
Instrument2022085911
Transaction TypeTransfer
Record UpdatedJun 15, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3717 RICKY LN, 3717, SAINT CLOUD, FL 34772-8262

Transferred To (Grantee/Buyer)

NameVerified Name
Address3717 RICKY LN, SAINT CLOUD, FL 34772-8262

Mortgage

Document Number0062242007
DateJun 02, 2022
Instrument6224/2007
Lender
NameTITAN MUTUAL LENDING INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2052

January 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateJan 10, 2017
Property Address3717 RICKY LN, SAINT CLOUD, FL 34772-8262
Document Number0050832164
Book / Page005083 / 002164
Instrument DateDec 31, 2016
Instrument5395
Transaction TypeTransfer
Record UpdatedJan 30, 2017
Title CompanyINNOVATIVE TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,472.80
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3717 RICKY LN ST CLOUD FL 34772, ST CLOUD, FL 34772

Mortgage

Document Number50832165,
DateJan 10, 2017
Book Page005083/002165
Instrument5396
Lender
NameHOME SOLUTION LENDERS
TypeFunding / Finance Company
AddressBARTOW, FL 33830
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 09, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,466.00 (+3.66%)$180,686 (+5.99%)$294,800 (-2.71%) Land $70,000 Building $224,800
2024$2,379.00 (+2.94%)
2023$2,311.00 (+3.96%) Homeowner's exemption$170,480 (+3%)$303,000 (+25.21%) Land $65,000 Building $238,000
2022$2,223.00 Homeowner's exemption$165,515$242,000 Land $55,000 Building $187,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 66 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies66 in force
Nearby Flood Claims2 (2017–2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimOct 2024, other causes, Hurricane Milton

Wildfire

Wildfire RiskModerate
above 66% of the US · above 43% of Florida
Wildfire LikelihoodAbout 1 in 389 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 257 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

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