Osceola County property record for 3714 Ricky Ln, Saint Cloud, FL 34772
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,244 sqft · built 2015 |
| Lot Size | 0.171 acres (7,492 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $210,000 (Jun 2018) |
| Tax Bill | $4,811 (2025) |
| Deeds & Mortgages | Jun 2018 Sale & Mortgage Mar 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 153741 |
| Primary APN | 153741 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,244 sqft Heated Area |
| Gross Area | 1,639 sqft |
| 1st Floor Area | 1,244 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,492 sqft (0.171 acres) |
| Lot Dimensions | 120 ft deep x 62.5 ft wide |
| Garage Type | Finished |
| Garage Area | 387 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Fence | Fence |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 153741 |
|---|---|
| Street Address | 3714 RICKY LN |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8247 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SPUD |
| Legal Description | BRISTOL COVE AT DEER CREEK PH 2 PB 20 PG 37-40 LOT 342 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 26 |
| Legal Subdivision | BRISTOL COVE AT DEER CREEK PHASE 1 - 3 |
| Legal Phase | 2 |
| Legal Tract | 68 |
| Legal Block | 1 |
| Legal Lot Number | 342 34 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 43207 |
Source: Osceola County records, as of December 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3714 RICKY LN, SAINT CLOUD, FL 34772-8247 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 26, 2018 | Warranty Deed, Transfer · Conventional Mortgage EQUITY PRIME MORTGAGE LLC |
| Mar 26, 2018 | Warranty Deed, Transfer · Commercial Mortgage GOLDMAN SACHS BANK USA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 26, 2018 · Amount on Record |
| Deed Sale | Jun 26, 2018 · Amount on Record |
| Prior Sale | Mar 26, 2018 · Amount on Record |
| Deed Document Number | 2018098166 |
| Deed Book / Page | 5356 / 2420 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 26, 2018 |
| Property Address | 3714 RICKY LN, SAINT CLOUD, FL 34772-8247 |
| Document Number | 0053562420 |
| Book / Page | 5356 / 2420 |
| Map Reference | MB20 PG37-40 |
| Instrument Date | Jun 21, 2018 |
| Instrument | 2018098166 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,470.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 405 HOWARD ST STE 550, 405, SAN FRANCISCO, CA 94105-2999 |
| Name | Verified Name |
|---|---|
| Address | 5455 MACDONALD AVE APT 9, 9, KEY WEST, FL 33040-5923 |
| Document Number | 0053562423 |
|---|---|
| Date | Jun 26, 2018 |
| Book Page | 5356/2423 |
| Instrument | 2018098168 |
| Name | EQUITY PRIME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30328 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 26, 2018 |
| Property Address | 3714 RICKY LN, SAINT CLOUD, FL 34772-8247 |
| Document Number | 0053062678 |
| Book / Page | 5306 / 2678 |
| Map Reference | MB20 PG37-40 |
| Instrument Date | Mar 23, 2018 |
| Instrument | 2018048248 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2022 |
| Title Company | OPENDOOR TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,365.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6185 RALEIGH ST APT 103, 6185, ORLANDO, FL 32835-2256 |
| Name | Verified Name |
|---|---|
| Address | 405 HOWARD ST STE 550, 550, SAN FRANCISCO, CA 94105-2999 |
| Investor | Possibly a Property Investor |
| Document Number | 2018048249 |
|---|---|
| Date | Mar 26, 2018 |
| Instrument | 2018048249 |
| Name | GOLDMAN SACHS BANK USA |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,811.00 (+11.86%) | $273,000 (-2.47%) Land $70,000 Building $203,000 | $273,000 (-2.47%) Land $70,000 Building $203,000 |
| 2023 | $4,301.00 (+14.79%) | $279,900 (+24.84%) Land $65,000 Building $214,900 | $279,900 (+24.84%) Land $65,000 Building $214,900 |
| 2022 | $3,747.00 | $224,200 Land $55,000 Building $169,200 | $224,200 Land $55,000 Building $169,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 66 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 66 in force |
| Nearby Flood Claims | 2 (2017–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 42% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
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